Perlindungan Hukum Bagi Debitur: Menggali Aspek Eksekusi dan Jaminan Fidusia
Article Sidebar
Main Article Content
Abstract
In the Fiduciary Guarantee Law, there are provisions regarding the execution of fiduciary guarantee objects in article 15. Initially, the Fiduciary Guarantee Law gave executorial power to fiduciary guarantee certificates. This means that creditors can execute fiduciary collateral objects without going to court. However, this provision has been canceled by the Constitutional Court in Decision Number 18/PUU-XVII/2019. The Constitutional Court's decision states that the provisions regarding the executorial power of fiduciary guarantee certificates are contrary to the 1945 Constitution of the Republic of Indonesia. This is because these provisions give too broad authority to creditors to execute fiduciary collateral objects without going through court. For this reason, it is necessary to know the legal protection for debtors because in fiduciary guarantees, creditors are superior to debtors. This research method uses a normative method with a statutory approach.
Downloads
Article Details
This work is licensed under a Creative Commons Attribution 4.0 International License.
All material published on Zaaken: Journal of Civil and Business Law licensed under the Creative Commons Attribution license as currently displayed on a Creative Commons Attribution 4.0 International License
References
Ayi Winarsasi, Putri. Hukum Jaminan Di Indonesia (Perkembangan Pendaftaran Jaminan Secara Elektronik). Surabaya: Jakad Media Publishing, 2020.
Christiawan, Rio. Hukum Kepailitan & Penundaan Kewajiban Pembayaran Utang. Depok: Rajawali Pers, 2020.
Cindy Meiliana, Brigita, And Arief Suryono. “Implikasi Dan Mekanisme Eksekusi Objek Jaminan Fidusia Pasca Putusan Mahkamah Konstitusi No.18/Puu-Xvii/2019 Dalam Hal Debitur Wanprestasi,” Privat Law, Vol. 11, No. 2 (2023).
“Hak Dan Kewajiban Nasabah Dalam Fidusia,” N.D.
Hedistira, Dija. “Kepemilikan Dan Penguasaan Objek Jaminan Fidusia Apabila Terjadi Sengketa Wanprestasi Dalam Perjanjian Kredit,” Jurnal Privat Law, Vol. Viii, No. 1 (2020).
Husin. Aspek Legal Kredit Dan Jaminan Pada Bank Perkreditan Rakyat (Panduan Praktis). Bandung: Pt. Alumni, 2017.
Malikhatun Badriyah, Siti. Sistem Penemuan Hukum Dalam Masyarakat Prismatik. Jakarta Timur: Sinar Grafika, 2016.
Maulana, Muhammad. Sistem Penjaminan Pembiayaan Pada Perbankan Syariah Implementasi Sistem Jaminan Pada Sektor Usaha. Banda Aceh: Ar-Raniry Press, 2020.
Muhaimin. Metode Penelitian Hukum. Nusa Tenggara Barat: Mataram University Press, 2020.
Saija, Ronald, And Roger F.X.V. Letsoin. Buku Ajar Hukum Perdata. Yogyakarta: Deepublish, 2016.
Sudiarto. Pengantar Hukum Lelang. Jakarta: Kencana, 2021.
Tatak Subagiyo, Dwi. “Legal Standing Debitor Selama Menguasai Objek Jaminan Fidusia,” Law Review, Volume XVIII, No. 2 (2018).
Wawointana, Riedel. “Manfaat Jaminan Fidusia Dalam Pelaksanaan Perjanjian Kredit Bank,” Lex Privatum, Vol. 1, No. 3 (2013).
Putusan 18/PUU-XVII/2019 Tentang Pengujian Materil Pasal 15 ayat (2) dan (3) UndangUndang Nomor 42 Tahun 1999 Tentang Jaminan Fidusia. Lembaran Negara Republik Indonesia Tahun 1999 Nomor 168, Tambahan Lembar Negara Republik Indonesia Nomor 3889. (n.d.).
Undang-Undang Nomor 42 Tahun 1999 Tentang Jaminan Fidusia. Lembaran Negara Republik Indonesia Tahun 1999, Nomor 168. Sekretariat Negara. Jakarta. (n.d.).