STUDENT PERSPECTIVES ON FINANCIAL LITERACY TO SUPPORT ENTREPRENEURIAL CHARACTER
DOI:
https://doi.org/10.22437/jbsmr.v6i2.26186Abstract
This article explains students' views on financial literacy to support students' entrepreneurial character. The campus environment plays a role in supporting student entrepreneurial activities. The development of the times followed by increasingly rapid technological developments makes the needs increase and then also has an impact on financial conditions. To respond to this from the beginning, students need knowledge about financial literacy. This study uses qualitative research methods based on data it is known that the level of financial literacy of students is at the level of sufficient literate (25%) and less literate (75%). Then the financial literacy aspect of students is quite good in terms of knowledge and savings, but students do not understand the importance of insurance and investment. It is very important to conduct financial literacy education so that students can understand good financial management to support student entrepreneurial potential. It is expected that educators also play a role in developing students' financial literacy so that these students can apply financial literacy well.
Keywords: Entrepreneurship, Entrepreneurial Character, Finance, Financial Literacy, Student Perspective
Downloads
References
Beck, J. J., & Garris, R. O. (2019). Managing personal finance literacy in the United States: A case study. Education Sciences, 9(2). https://doi.org/10.3390/educsci9020129
Chen, H., & Volpe, R. P. (1998). An analysis of financial literacy among college students. Financial Services Review. An Analysis of Fi-Nancial Literacy among College Students. Finan-Cial Services Review, 7(1).
Damayanti, L. E., Susilaningsih, & Indriayu, M. (2020). Financial literacy in student financial management behavior in the digital age. ACM International Conference Proceeding Series.
https://doi.org/10.1145/3452144.3453759
Dias, Ã., Pereira, L., & Lopes da Costa, R. (2023). Organizational Capabilities as Antecedents of Entrepreneurship: A Basis for Business Practice and Policy Making. Journal of African Business, 24(1). https://doi.org/10.1080/15228916.2021.1907156
Dodescu, A. O., Botezat, E. A., Constăngioară, A., & Pop-Cohuţ, I. C. (2021). A partial least-square mediation analysis of the contribution of cross-campus entrepreneurship education to students’ entrepreneurial intentions. Sustainability (Switzerland), 13(16). https://doi.org/10.3390/su13168697
Fanea-Ivanovici, M., & Baber, H. (2022). Sustainability at Universities as a Determinant of Entrepreneurship for Sustainability. Sustainability (Switzerland), 14(1). https://doi.org/10.3390/su14010454
Farber Canziani, B., & Welsh, D. H. B. (2021). How entrepreneurship influences other disciplines: An examination of learning goals. International Journal of Management Education, 19(1). https://doi.org/10.1016/j.ijme.2019.01.003
Fatmawati, S. (2021). ANALISIS PERAN OTORITAS JASA KEUANGAN DALAM MENINGKATKAN LITERASI DAN INKLUSI KEUANGAN MASYARAKAT TERHADAP LEMBAGA JnabASA KEUANGAN. Jurnal Raden Intan Lampung.
Harahap, M. N. (2021). Analisis Data Penelitian Kualitatif Model Miles Dan Huberman. Manhaj, 18(1).
Heaton, S., Lewin, D., & Teece, D. J. (2020). Managing campus entrepreneurship: Dynamic capabilities and university leadership. Managerial and Decision Economics, 41(6). https://doi.org/10.1002/mde.3015
Hermansson, C., & Jonsson, S. (2021). The impact of financial literacy and financial interest on risk tolerance. Journal of Behavioral and Experimental Finance, 29. https://doi.org/10.1016/j.jbef.2020.100450
Insana, D. R. M., & Mayndarto, E. C. (2017). Pembangunan Karakter Wirausaha Mahasiswa Melalui Peningkatan Kualitas Pendidikan Kewirausahaan. Jurnal Ekonomi, 19(3).
Kemdikbud. (2021). Kamus Besar Bahasa Indonesia,†in Kamus Besar Bahasa Indonesia. Kamus Besar Bahasa Indonesia.
Li, J., Wu, Y., & Xiao, J. J. (2020). The impact of digital finance on household consumption: Evidence from China. Economic Modelling, 86. https://doi.org/10.1016/j.econmod.2019.09.027
Maatuk, A. M., Elberkawi, E. K., Aljawarneh, S., Rashaideh, H., & Alharbi, H. (2022). The COVID-19 pandemic and E-learning: challenges and opportunities from the perspective of students and instructors. Journal of Computing in Higher Education, 34(1). https://doi.org/10.1007/s12528-021-09274-2
Maltseva, S. M., Voronkova, A. A., Zosimova, M. A., & Nazarova, E. N. (2022). COMPARATIVE ANALYSIS OF FINANCIAL LITERACY AMONG GENERATIONS IN MODERN RUSSIAN CONDITIONS. Krasnoyarsk Science, 11(1). https://doi.org/10.12731/2070-7568-2022-11-1-84-98
Moleong, J. L. (2020). metodologi penelitian kualitatif J lexy Moleong. Jurnal Ilmiah.
Moore, A., Nguyen, A., Rivas, S., Bany-Mohammed, A., Majeika, J., & Martinez, L. (2021). A qualitative examination of the impacts of financial stress on college students’ well-being: Insights from a large, private institution. SAGE Open Medicine, 9. https://doi.org/10.1177/20503121211018122
OJK. (2017). OJK: Indeks Literasi Dan Inklusi Keuangan Meningkat. Ojk.
RASLIE, H., & TING, S. H. (2021). Gen y and gen z communication style. Estudios de Economia Aplicada, 39(1). https://doi.org/10.25115/eea.v39i1.4268
Thalib, M. A. (2022). PELATIHAN ANALISIS DATA MODEL MILES DAN HUBERMAN UNTUK RISET AKUNTANSI BUDAYA. Madani: Jurnal Pengabdian Ilmiah, 5(1). https://doi.org/10.30603/md.v5i1.2581
Utama, A. N. B., Tan, S., Lubis, T. A., & Machpuddin, A. (2020). The influence of company’s external and internal factors to financial performance and company competitiveness on consumer good companies industry. Jurnal Perspektif Pembiayaan Dan Pembangunan Daerah, 8(4). https://doi.org/10.22437/ppd.v8i4.10703
Yushita, A. N. (2017). Pentingnya Literari Keuangan bagi Pengelola Keuangan Pribadi. Nominal, Barometer Riset Akuntansi Dan Manajemen, 6(1). https://doi.org/10.21831/nominal.v6i1.14330
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Ahmad Nur Budi Utama, Agus Syarif
This work is licensed under a Creative Commons Attribution 4.0 International License.
This work is licensed under a Creative Commons Attribution 4.0 International License.