Analisis peran pembiayaan BMT Syariah Al-Azhaar terhadap peningkatan kesejahteraan anggota perspektif Maqashid Syariah
DOI:
https://doi.org/10.22437/jpe.v16i4.14641Kata Kunci:
Financing, Baitul Maal wat Tamwil, WelfareAbstrak
This study aimed to analyze the role of financing products at BMT Syariah Al-Azhaar Lubuklinggau city, which was rolled out to members and customers of BMT Syariah in improving customer welfare. This study uses a descriptive qualitative method with a case study approach at BMT Syariah Al-Azhaar, Lubuklinggau City, as a research object. The sample used in this study is the customers/members of BMT Syariah Al-Azhaar who get financing products. The data collection of this research used an in-depth interview method. The data obtained were then analyzed using descriptive analysis. The results of this study are BMT Syariah Al-Azhaar, through financing, plays a significant role in improving the welfare of its members. Interest is measured using five indicators of the maintenance of basic needs based on the objectives of maqashid sharia, namely the care of religion, the maintenance of the soul, the maintenance of the mind, the maintenance of offspring, and the maintenance of a property. The increase in welfare experienced by members varies. In general, there is an increase in welfare as measured by the five indicators.
Unduhan
Referensi
Antonio, Syafii, and Hilman F Nugraha. (2013). Peran intermediasi sosial perbankan syariah bagi masyarakat miskin. Tsaqafah 9(1). 123–148.
Bisnis, Finansial. (2021). Bank Syariah Indonesa. diakses dalam https://Finansial.Bisnis.com/ Bank Syaiah Indonesia. Tanggal 15 Agustus 2021
Heri, Sudarsono. (2012) Bank dan lembaga keuangan syariah deskripsi dan ilustrasi. Edisi Ketiga. Ekonisia: Yogyakarta.
Indonesia, CNN. (2021). Lika-liku jalan berkerikil Bank Muamalat Indonesia. https://www.cnnindonesia.com/ekonomi/20180301235151-78-279840/lika-liku-jalan-berkerikil-bank-muamalat. diakses pada 14 Juli 2021
Indonesia, Kamus Besar Bahasa. (2011). Kamus besar bahasa Indonesia. Republik Indonesia
Jaya Bakri, Asafri. (1996). Konsep maqhasid syariah menurut Al-Syaitibi. PT. Raja Grafindo Persada: Jakarta.
Jayadi, Ahkam. (1996). Penerapan Undang-Undang Nomor 25 Tahun 1992 pada koperasi.
Mansur, Ah. (2021). Dokumentasi profil BMT Syariah Al-Azhaar. Lubuk linggau
Muhammad Syafi’i., & Antonio. (2001). Bank Syariah teori dan praktik. Gema Insani: Jakarta.
OJK. (2021). Kanal syariah data dan statistik Perbankan Syariah. diakses https://www.ojk.go.id pada 20 Juli 2021
Pengkajian, Pusat. (2008). Pengembangan ekonomi islam (P3EI), ekonomi islam. PT. Raja Grafindo Persada: Jakarta
Soemitra, Andri. (2014). Bank & lembaga keuangan syariah. Prenada Media: Jakarta.
Sugiyono. (2020) Metode penelitian kualitatif. Alfabeta: Jakarta.
Suyoto. (2017). Peran Baitul Maal Wa Tamwil (BMT) dalam meningkatkan kinerja usaha rumah tangga di Purwokerto. JSSH (Jurnal Sains Sosial dan Humaniora), 1(1), 1-10.
Torang, Syamsir. (2013). Organisasi & manajemen perilaku, struktur, budaya & perubahan organisasi. Alfabeta: Jakarta.
##submission.downloads##
Diterbitkan
Cara Mengutip
Terbitan
Bagian
Lisensi
Hak Cipta (c) 2021 Rahmat Imanto, Maftukhatusolikhah Maftukhatusolikhah, Ulil Amri
Artikel ini berlisensiCreative Commons Attribution-ShareAlike 4.0 International License.