Pengaruh kemudahan penggunaan, kepercayaan dan kepatuhan syariah terhadap minat menggunakan fintech syariah
DOI:
https://doi.org/10.22437/jpe.v21i2.59331Keywords:
perceived ease of use, trust, sharia compliance, intention to use, islamic fintechAbstract
The purpose of this study was to determine the influence of perceived ease of use, trust, and sharia compliance on the intention to use Islamic fintech among Generation Z students of the Islamic Economics Study Program at UIN Fatmawati Sukarno Bengkulu. This study employed a quantitative method with data collection techniques in the form of questionnaires distributed to 170 respondents. The data analysis technique used was multiple linear regression using SPSS version 26. The results of the study and discussion showed that perceived ease of use, trust, and sharia compliance partially and simultaneously had a positive and significant effect on the intention to use Islamic fintech. Trust was found to be the most dominant variable influencing the intention to use Islamic fintech. The coefficient of determination test showed that perceived ease of use, trust, and sharia compliance influenced the intention to use Islamic fintech by 70.9 percent, while the remaining percentage was influenced by other variables outside this study.
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