Jurnal Smart: Sosial Ekonomi Kerakyatan 2023-06-20T12:20:34+07:00 Romi Kurniadi Open Journal Systems <p>This journal is a publication medium for research results related to the fields of study of Social Entrepreneurship, Micro-Small-And-Medium-Enterprises, Social-and-Humanities, Popular Education, Local Wisdom, Financial Management, Feminist Economics and Community Engagement.</p> The Effect Of Living Money and Lifestyle On Student Financial Management Economic Education 2023-05-17T08:28:25+07:00 Sarwono Tumangger Fachruddiansyah Muslim Romi Kurniadi <p style="font-weight: 400;">This study aims to test and describe how significant the influence of the interaction of differences in pocket money and lifestyle is on the financial management of 2019-2020 Economics Education Students at the University of Jambi. The research was conducted at the Teaching and Education Faculty, Jambi University, April-May 2023 by distributing a research questionnaire. This study uses an approach with a quantitative descriptive research type with the classical assumption test method with analysis<em> Two Way Anova </em>to look for differences and influences between variables, the F test, the marginal average test and the coefficient of determination. The results show that there is a significant difference between pocket money and lifestyle on the financial management of 2019-2020 Economics Education Students. The results show significance (0.005 &lt;0.05) with Fcount &gt; Ftable (3.946 &gt; 3.07). The coefficient of determination (R) is 0.561 or 56%, or the meaning of this value indicates that 56% of financial management is influenced by pocket money and lifestyle and the remaining 44% is influenced by other independent variables not examined.</p> 2023-06-19T00:00:00+07:00 Copyright (c) 2023 Jurnal Smart: Sosial Ekonomi Kerakyatan Supply Chain Analysis and Local Beef Cattle Competitiveness in South Sulawesi 2023-05-27T11:34:17+07:00 Palmarudi Mappigau Jusni Ambo Upe Kasmiati Kasim <p>The purpose of this study is to analyze the relationship between supply chain &nbsp;and the competitiveness of native beef cattle in South Sulawesi Province.&nbsp; A conceptual model was developed to examine how supply chain, including : strategic supplier partnerships, market information sharing, knowledge technology in beef cattle production sharing are related to the competitiveness of native beef cattle. A survey questionnaire based on 64 farmers and intermediary traders from Bone Regency, South Sulawesi Province conducted to collect empirical data for testing the formulated hypothesis. Spearman's correlation coefficient analysis was conducted to test the hypothesized relationship. The study&nbsp; result showed that strategic supplier partnerships have a significant and positive relationship with competitive native beef cattle, while market share of information and knowledge technology in beef cattle production was&nbsp; not significant and positively associated with competitive native beef cattle.&nbsp; The study limitations/implications is&nbsp; other important dimensions for supply chain partnerships, namely information sharing, goal congruence, decision synchronization, incentive alignment, and resource sharing should also be involved for future research. Since this study was limited to the province of South Sulawesi, the findings of this study cannot be generalized to supply chain practices in Indonesia and developing countries. Therefore future research should be carried out in other provinces in Indonesia or in other developing countries</p> 2023-06-19T00:00:00+07:00 Copyright (c) 2023 Jurnal Smart: Sosial Ekonomi Kerakyatan The Role of Banking in Implementation and Information Provision of People's Business Credit 2023-06-12T15:37:36+07:00 Ahmad Nur Budi Utama Ade Irma Suryani <p style="font-weight: 400;"><em>One way to measure the economic progress of a country is to look at the people's business fields. The field refers to the economic sector which includes various types of businesses run by micro, small and medium entrepreneurs (MSMEs) who work independently or in groups. To help small businesses facing capital problems, the government encourages banks to provide business capital with the aim of accelerating economic growth, increasing competitiveness, and creating jobs. The People's Business Credit is one of the programs issued by the government to help small communities who have problems with capital. How does people's business credit help MSMEs? This study used a qualitative approach with secondary data. BNI KUR provides a credit ceiling that allows people to take advantage of it when they plan and develop their business. This research also discusses how BNI KUR plays a role for micro and small businesses that want to develop their business by providing working capital loans and investment loans.</em></p> 2023-06-19T00:00:00+07:00 Copyright (c) 2023 Jurnal Smart: Sosial Ekonomi Kerakyatan The Influence of AQ-8 Packaging Drinking Water in Jambi City 2023-06-16T08:29:38+07:00 Agesha Marsyaf Mis Sri Violiyanti Simatupang <p style="font-weight: 400;"><em>Bottled Drinking Water Industry (AMDK). This is what causes a high level of competition between fellow AMDK industries. In addition to the high level of competition between companies in the AMDK industry, the emergence of refill drinking water depots is certainly a problem for companies, because it will be a big threat to the AMDK market . With the variety of AMDK products that crowd Jambi City , there are more diverse choices of AMDK products that are in demand by the public which will influence purchasing decisions in society both the price and the quality of the product. The purpose of this study is to determine the influence of both factors , namely product quality and price on purchasing decisions partially or simultaneously. The research method used is a descriptive quantitative research method. The type and source of data that primary data and secondary data use. Data collection using the method of questionnaires and documentation. Thecollected ata were then analyzed using multiple linear regression analysis. Overall the results of multiple linear regression analysis and hypothesis testing can be concluded that simultaneously Product Quality and Price have a significant effect on Purchasing Decisions While partially Product Quality has a significant effect on Purchasing Decisions and Price has an effect significant to purchasing decisions</em></p> 2023-06-21T00:00:00+07:00 Copyright (c) 2023 Jurnal Smart: Sosial Ekonomi Kerakyatan Analysis of Regional Financial Capability and Independence and its Relation to Economic Growth in Jambi City 2023-06-20T12:20:34+07:00 Deby Anggun Sari Liona Efrina Deki Irawan <p>This research aims to determine the regional financial capacity in Jambi City in 2003-2021, to find out the regional financial independence in Jambi City in 2003-2021 and to know the relationship between the ability and independence of regional finance with economic growth in Jambi City from 2003-2021. The research method used to determine the regional financial capacity of the City of Jambi in 2003-2021 by calculating using the ratio of fiscal decentralization, regional financial independence measurement parameters is the regional independence ratio and looking for the relationship of ability and regional financial independence with economic growth using Pearson correlation analysis. The results of this study indicate that: (1) Jambi City has not been able in the financial capacity of the region; (2) The level of independence is still very low and shows an instructive relationship pattern; (3) The Relationship between Regional Capability and Financial Independence with Economic Growth has a very strong positive correlation. For the significance of the results of the correlation of ability and financial independence of regions with economic growth has a significant relationship.</p> 2023-06-21T00:00:00+07:00 Copyright (c) 2023 Jurnal Smart: Sosial Ekonomi Kerakyatan