Karyadi, M. N. . “A DETERMINANTS OF GENERATION Z INTEREST IN APPLYING FOR PEER-TO-PEER LENDING CREDIT FACILITIES AT DIGITAL BANKS”. JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW, vol. 7, no. 2, June 2024, pp. 66-73, doi:10.22437/jbsmr.v7i2.35212.