Efris Saputri, E. J. and Chairunnisa, F. (2021) “FINANCIAL TECHNOLOGY AND IT’S IMPACT ON MSMEs IN CHOOSING BANK CREDIT SERVICES IN JAMBI”, JOURNAL OF BUSINESS STUDIES AND MANAGEMENT REVIEW, 4(2), pp. 137–142. doi: 10.22437/jbsmr.v4i2.13188.