Eksistensi Hak Tanggungan dalam Kredit Perbankan

Abstract

Usually in agreement borrow monney, ask the creditor to the debtor in provide some form of collateral property for the purposes of satisfaction of debt, if after the time period that was promised debtor does not pay off. In accordance with the objectives, not to guarantee the goods owned by creditors, debt covenant because the receivables sale and purchase agreement is not in the transfer of ownership of a goods. Insurance of goods used to pay off debt as with the regulations, the insurance of goods sold in auction. Results to settle the debt, and if there is still the rest returned to the debtor.

Keywords: eksistensi hak tanggungan, dan kredit perbankan