Jurnal Perspektif Pembiayaan dan Pembangunan Daerah https://online-journal.unja.ac.id/JES <p style="text-align: justify;"><img src="https://online-journal.unja.ac.id/public/site/images/junaidichan/akreditasi_s2a_(1)3.jpg" /></p> <p style="text-align: justify;"><strong>ISSN Online: 2355-8520</strong><br /><strong>ISSN Print: 2338-4603</strong></p> <p>The Journal of Perspectives on Financing and Regional Development (Jurnal Perspektif Pembiayaan dan Pembangunan Daerah) is an open-access, peer-reviewed international forum that welcomes scientists engaged in research to publish high-quality, refereed papers.</p> <p>The Journal focuses on publishing theoretical and empirical papers across all fields of economics. We accept diverse papers employing various research methodologies, such as statistical analysis, case studies, and field research. We aim to provide a platform for articles exploring important research questions from multiple perspectives.</p> <p>The Journal is published six times a year. Since Volume 6, Issue 2 (September-October 2018), Jurnal Perspektif Pembiayaan dan Pembangunan Daerah has been nationally accredited with an S2 SINTA (Science and Technology Index) score, based on the Decree of the Director General of Development and Research Enhancement, Ministry of Research, Technology &amp; Higher Education of the Republic of Indonesia, Number 10/E/KTP/2019 concerning the Ranking of Scientific Journals.</p> <p><strong>Published by Master Program in Economics, Graduate Program of Universitas Jambi</strong></p> <p><strong>Editor A</strong><strong>d</strong><strong>dress</strong>: Jurnal Perspektif Pembiayaan dan Pembangunan Daerah. Program Magister Ilmu Ekonomi, Pascasarjana, Universitas Jambi, Kampus Telanaipura Jambi, Indonesia</p> Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi en-US Jurnal Perspektif Pembiayaan dan Pembangunan Daerah 2338-4603 Human Capital And Gender Development On Economic Growth: A Case Study of Sumatera Barat 2010-2022 https://online-journal.unja.ac.id/JES/article/view/41299 <p>This study aims to analyze the effect of the Human Development Index (HDI), Gender Development Index (GDI), and unemployment rate on economic growth in Sumatera Barat during the period 2010 to 2022. Economic growth as measured by Gross Regional Domestic Product (GRDP) per capita reflects the welfare of a region, so it is important to understand the factors that influence it, such as the quality of human resources and employment opportunities. Based on BPS data, economic growth in Sumatera Barat is still low compared to other provinces on the island of Sumatra. This study uses a dynamic panel data model with the Generalized Method of Moments (GMM) approach to overcome endogeneity problems that may arise due to the reciprocal relationship between the independent variables and economic growth. The results show that HDI has a positive and significant effect on economic growth, indicating that improving the quality of education, health, and living standards can encourage economic growth in Sumatera Barat. GDI also has a significant positive effect, indicating that improving gender equality in human development plays an important role in supporting economic growth. In contrast, the unemployment rate shows a negative and significant effect, indicating that the high unemployment rate hinders regional economic growth.</p> Ratih Ramadhani Copyright (c) 12 4 Web-Based Village Land Information System Development for Optimizing Regional Land Administration https://online-journal.unja.ac.id/JES/article/view/41251 <p>Access to land information in Indonesia is restricted, especially at the village and sub-district levels, where detailed data is essential for efficient land administration. This research aims to create a web-based Village Land Information System to improve regional land administration through the provision of organized, accessible, and dependable land data. The study employed a Research and Development (R&amp;D) methodology using a prototyping approach, gathering data through observation, surveys, and literature analysis. Data were examined using both descriptive and quantitative methods, with validation and reliability assessments conducted on questionnaires administered to 100 respondents. The assessment employed the End User Computing Satisfaction (EUCS) and Importance-Performance Analysis (IPA) methodologies. The system development encompassed multiple phases: requirements analysis, prototype design, implementation, functionality testing, and evaluation. The Unified Modeling Language (UML) was utilized for system modeling, and user interfaces were crafted with a focus on usability. Functionality tests verified that all features functioned well, and user assessments revealed significant satisfaction with the system’s content, correctness, format, usability, and promptness. The application markedly enhanced land administration by providing comprehensive land information, facilitating access, elucidating service procedures, and systematizing data storage. The results illustrate the capability of web-based technologies to enhance regional land administration and facilitate village government in improving service delivery and land information management.</p> Habibi Hasbi Sidiq Rohmat Junarto Wahyuni Wahyuni Copyright (c) 12 4 Transfer Pricing: The Case of a Multinational Company on the Indonesian Stock Exchange https://online-journal.unja.ac.id/JES/article/view/41096 <p><strong>Purpose</strong>– This study aims to analyze the direct relationship between taxes and tunneling incentives with transfer pricing and the moderation of foreign ownership on the relationship between taxes and tunneling incentives with transfer pricing in multinational manufacturing companies in Indonesia.<strong>Design/methodology/approach</strong>– The population in this study is multinational companies with foreign ownership listed on the Indonesia Stock Exchange, with 27 multinational companies listed on the Indonesia Stock Exchange, observation period 2021-2023. The analysis technique uses multiple linear regression and moderation testing uses the Moderated Regression Analysis (MRA) method.</p> <p><strong>Findings</strong>– The results of the study indicate that taxes and tunneling incentives simultaneously affect transfer pricing, but partially tunneling incentives do not affect transfer pricing and taxes have a positive effect on transfer pricing. Foreign ownership is able to moderate the influence of tax variables on transfer pricing and foreign ownership is unable to moderate the influence of tunneling incentives on transfer pricing.</p> <p><strong>Practical implications</strong>– The results of this study can be used as a consideration for investors in making decisions by looking at tunneling activities carried out by multinational companies in Indonesia.<strong>Originality/value</strong>– These results are useful for viewing corporate behavior in tunneling activities from a different perspective and for viewing companies with foreign ownership that are vulnerable to transfer pricing and tunneling incentive transactions.</p> Indah Yuliana Salma Rasheeda Oggy Mulidya Perdana Copyright (c) 12 4 Trend of Poverty and Income Inequality towards Economic Growth (2020-2024): Bibliometric Analysis https://online-journal.unja.ac.id/JES/article/view/41043 <p>With the end of the <em>Millennium Development Goals (</em>MDGs) program in September 2015, it was followed by a program agreed upon by the United Nations General Assembly (UN), namely the <em>Sustainable Developments Goals (</em>SDGs). The goal of this program is to reduce poverty by 50% in every country in the world. One of the 17 global goals of the SDGs Program that has been set is found in the eighth point, namely decent work and economic growth, which discusses increasing economic growth that is able to create broad access and opportunities for all levels of society in an equitable manner, improve welfare and reduce gaps between groups and regions.&nbsp; This article conducts a bibliometric analysis of the literature on poverty and income inequality research trends on economic growth to gain in-depth insights into the research focus, trends, and relevant scientific contributions. Through a bibliometric analysis approach, 500 published articles accessed on 27 September 2024 that met the inclusion criteria were analyzed using tools such as Microsoft Excel, Publish or Perish, and Vosviewer. After limiting to the last 5 years (2020-2024), 205 articles were obtained, after which restrictions were made on <em>document type</em>, 163 articles were obtained and finally limited to articles in English, 154 articles were obtained which will be the reference material in writing this article.&nbsp; The results show that the interest and focus of research on poverty, income inequality and economic growth has increased significantly, reaching a peak in 2023 at 41.27% of scientific research in economics. This trend reflects an awareness of the importance of understanding and maintaining the stability of economic growth rates in a country, in other words, especially how growth should work in the economy, so as to reduce poverty, unemployment, inequality and expand access to employment.</p> Ripho Delzy Perkasa Amir Machmud Navik Istikomah Copyright (c) 12 4 The Impact of Economic Growth, Inequality, and Resource Depletion on CO2 Emissions in Indonesia: Evidence from ARDL Model https://online-journal.unja.ac.id/JES/article/view/40844 <p>This study aims to investigate the impact of natural resource depletion, economic growth, and income distribution inequality on CO2 emissions in Indonesia. Using time series data obtained from the World Bank for the period 1990–2021. Applying the Auto-Regressive Distributed Lag (ARDL) model to test the relationship between variables simultaneously in the short and long term and testing the Environmental Kuznets Curve (EKC) hypothesis. The findings show that natural resource depletion, economic growth, and income distribution inequality have positive signs and have a significant effect on CO2 emissions in both the short and long term. Likewise, strong evidence of the existence of an inverted U-shaped EKC is also appropriate in Indonesia. The implications of this study underscore the importance of Indonesia implementing comprehensive policies that address the linkages between economic growth, environmental sustainability, and social justice. Given the significant impact of natural resource depletion, prioritizing sustainable resource management practices, such as forest conservation, responsible mining, and efficient resource utilization, is essential.</p> Annisa Annisa Anna Yulianita Abdul Bashir Copyright (c) 12 4 The Design of Tax Incentive Policies to Promote Productivity in the Creative Economy Sector: A Study in Bandung, West Java, Indonesia https://online-journal.unja.ac.id/JES/article/view/40827 <p>The creative industry is increasingly contributing to the enhancement of national economic activities. The government should actively support the productivity growth of this sector. Bandung, a city in West Java, Indonesia, excels in arts, culture, and the creative economy. To support this sector, the local government, with their fiscal capability, should formulate appropriate and feasible policies that enhance the productivity of the creative economy. This study proposes a design of a tax incentive policy to support the productivity enhancement of this sector in Bandung. It also examines the challenges in formulating appropriate tax incentives. This research employs a qualitative method, collecting data through in-depth interviews with key informants, literature reviews, and documentation studies. The findings suggest that the government should implement tax incentives to reduce the burdens of the Land and Building Tax and the Specific Goods and Services Tax on arts and entertainment services. Challenges in formulating these tax incentives faced by the local government include the lack of evidence-based policy principles in policymaking, insufficient coordination between the government and creative economy, inadequate policy dissemination, and limited human resources in terms of both quality and quantity in the Regional Government. Additionally, the study highlights the importance of supporting policies beyond tax obligations and establishing administrative requirements for utilizing tax incentives. This study might serve as a lesson for other local government policymakers in designing tax incentives for creative businesses.</p> Laili Restiani Maria R.U.D. Tambunan Copyright (c) 12 4 THE ROLE OF FINANCIAL PERFORMANCE IN MEDIATING THE EFFECT OF GREEN FINANCE AND COMPETITIVE ADVANTAGE ON FIRM VALUE (CASE STUDY OF ENERGY SUB-SECTOR COMPANIES IN 2021-2023) https://online-journal.unja.ac.id/JES/article/view/40797 <p><em>The objective of this study is to ascertain the impact of green finance and competitive advantage on firm value, with financial performance functioning as a mediating variable, in energy sub-sector companies listed on the Indonesia Stock Exchange during the 2021-2023 period.A total of 13 companies, encompassing 39 observations, were identified as suitable research samples.The study employs Structural Equation Model analysis based on Partial Least Square (PLS) methodology. The results of this study indicate that green finance has a negative and significant effect on firm value, competitive advantage has a positive and insignificant effect on firm value, green finance has a positive and significant effect on financial performance, competitive advantage has a negative and significant effect on financial performance, financial performance has a positive and significant effect on firm value, financial performance mediates the effect of green finance on firm value positively and significantly, and financial performance can mediate the effect of competitive advantage on firm value negatively and significantly.</em></p> Muhammad Luthfi Faisal Tona Aurora Lubis Ahmad Nur Budi Utama Copyright (c) 12 4 Analysis of Bank Productivity in Indonesia: The Impact of P2P Lending and Digital Payments on the Malmquist Productivity Index https://online-journal.unja.ac.id/JES/article/view/40676 <p style="font-weight: 400;">This study was conducted to see how the relationship between the use of technology and banking productivity. In addition, this study is also to measure what variables affect the increase or decrease in productivity. The study was conducted on banks in Indonesia for five years using the Malmquist Index Productivity. The findings show that P2P lending and digital payments have a significant influence on productivity improvement, in addition to other variables that also have an influence. The study recommends increasing investment in technology and diversifying digital services to achieve a wider range of services.</p> Fajra Octrina Copyright (c) 12 4 Global Financial Crisis, Capital Inflow And PolicyTrilemma:An Analysis of The Nigeria Experience https://online-journal.unja.ac.id/JES/article/view/40559 <p><strong>Abstract</strong></p> <p>The 2008 Global Financial Crisis (GFC) significantly disrupted economies worldwide, including Nigeria, Africa's largest economy. This study investigates Nigeria's experience during the GFC, focusing on the dynamics of capital inflows and the policy responses to the policy trilemma. The trilemma posits that a country cannot simultaneously maintain an independent monetary policy, open capital account, and a fixed exchange rate. Nigeria's reliance on oil exports and susceptibility to capital flow volatility exacerbated the economic turbulence during the GFC. This paper utilizes a general equilibrium model to analyze the interplay between monetary policy, capital inflows, and exchange rate regimes. Employing the nonlinear autoregressive distributed lag (NARDL) and linear autoregressive distributed lag models, the study reveals that while monetary policy effectively promotes growth under a flexible exchange rate regime, fiscal policy proves more potent under a fixed exchange rate regime. The findings underscore the necessity of a policy mix and structural transformation to maintain internal and external balance, particularly in the face of global financial cycles and crises. This study contributes to the understanding of policy coordination, macroeconomic stability, and capital flow management in developing economies like Nigeria.</p> <p><strong>Keywords:</strong>&nbsp;trilemma, Global Financial Crisis, nonlinear autoregressive distributed lag, IS-LM, IS-LM-BOP</p> <p><strong>JEL: </strong>F13, F21, F32, O40, C10</p> olaosebikan oluwabusola ikeoluwa OLAOSEBIKAN Copyright (c) 12 4 Exploring the Causal Relationships Between Economic Growth, Poverty, and Income Inequality in ASEAN https://online-journal.unja.ac.id/JES/article/view/40493 <p>This study investigates the causal relationships between economic growth, income inequality, and poverty in 6 ASEAN countries. Despite notable economic growth in these nations, income inequality and poverty remain persistent challenges. Using the Granger causality test, the findings reveal a two-way relationship between economic growth and income inequality, supporting the Kuznets curve hypothesis. However, no causal relationship is observed between economic growth and poverty, nor between income inequality and poverty. These results highlight that economic growth does not automatically define into reduced poverty or inequality, emphasizing the need for inclusive policies. Recommendations include promoting equitable growth, investing in education and skills development, strengthening social security systems, and fostering regional collaboration.</p> Feny Marissa Copyright (c) 12 4 Analysis The Influence of Perceived Ease of Use, Perceived Usefulness, and Perceived of Trust On Behavior Intention To Use Mobile Banking In Kendari City https://online-journal.unja.ac.id/JES/article/view/40448 <p><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Penelitian ini dilakukan untuk mengetahui pengaruh Perceived Ease of Use, Perceived Usefulness dan Trust terhadap Behavior Intention to Use nasabah bank BRI untuk menggunakan teknologi m-banking dengan menggunakan model Technology Acceptance Model (TAM) yang dikembangkan oleh Davis pada tahun 1989. Penelitian ini menggunakan metode kuantitatif dengan populasi dan sampelnya adalah pengguna Mobile Banking pada Bank BRI Kota Kendari yang diperoleh dengan menggunakan teknik sampling dengan menyebarkan kuesioner kepada 100 responden. Teknik analisis data menggunakan Smart PLS. Hasil penelitian menunjukkan bahwa Perceived Ease of Use, Perceived Usefulness dan Trust berpengaruh terhadap Behavior Intention to Use dalam Menggunakan Mobile Banking dengan koefisien jalur sebesar 0,0555555 terhadap minat menggunakan Mobile Banking pada Bank BRI Kota Kendari.</span></span></p> Elma Nazila Putri Copyright (c) 12 4 Beyond Financial Metrics: Integrating HR Scorecard for Performance Excellence in Islamic Microfinance https://online-journal.unja.ac.id/JES/article/view/40229 <p>Purpose - The purpose of this research is to analyze employee performance using the Human Resource Balanced Scorecard method financially and non-financially at Baitul Maal wat Tamwil Al-birry Pinrang. Methodology -This research method uses the quantitative human resource Balanced Scorecard method to measure financial aspects, in this case financial and non-financial aspects in the form of a customer perspective, internal business process perspective, and learning and growth perspective. The type of research used is field study research, using regression. Findings - The results showed that the Analysis of Financial Variables Balanced Score card Human Resources at Baitul Maal Wat Tamwil Al-Birry financially as measured by using return on assets, Profit Margin and Operating Ratio are in the Healthy category. For non-financial Human Resources Balanced Score Card measurements measured using several perspectives, namely the customer perspective which for the last 3 years has increased customers, the Internal Business Process perspective assesses the category of technology used, quality standards and suitability for job duties is optimal, growth has an influence on employee performance. Originality - Originality produces new knowledge, especially in the field of performance measurement using balanced human resources (balanced score cards) that have never been done before.</p> Faradiba Besse indarayani Qarina Copyright (c) 12 4 Perspective Of Grit Condition Perspective Of Grit Conditions On Intention Job Hopping Of Millennial Generation Industrial Workers https://online-journal.unja.ac.id/JES/article/view/40256 <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; It is difficult to imagine if the grit conditions owned by workers in an industrial company are unknown and measured, especially since these workers are part of the millennial generation, which is notoriously difficult to manage. It is also tough to determine whether or not grit depends on job hopping and vice versa. Job hopping determines the grit of workers in this sector. Worker grit correlates with job hopping and positive changes in management performance. Using a quantitative approach, 100 questionnaires were collected from 328,673 working populations in the industrial sector in Purwakarta Regency, West Java, Indonesia. The variable of worker grit increased job hopping and there was a correlation between grit and positive changes to worker job hopping. It is recommended that the management continue to manage the grit of these workers with a persuasive policy approach so that job hopping is well maintained. A big challenge for management is how to manage their work behavior, which is constantly changing, and this trend will continue to be inconsistent according to their character at work.</p> Deden Sutisna Copyright (c) 12 4 The EXAMINE THE IMPACT OF DEBT, FIX ASSETS AND SALES ON NET PROFIT AT MANUFACTURING COMPANIES LISTED ON THE INDONESIAN STOCK EXCHANGE https://online-journal.unja.ac.id/JES/article/view/40153 <p>Competition in the business world is getting hotter due to the relatively rapid growth of the industry. So, to complete its operational responsibilities, industrial organizations need to make the best use of the existing possibilities. Net profit can be increased by better management of debt, fixed assets, and sales. Businesses listed on the IDX involved in manufacturing will be the focus of this study from 2016 to 2022. Our goal is to establish the relationship between revenue, expenses, debt, and fixed assets. Several linear regression analyses were conducted on the collected data. Sales and fixed assets were shown to have a positive effect on net profit, while debt was found to have a negative effect. The three main factors that simultaneously affect net profit are sales, fixed assets, and debt. Findings from the determination coefficient analysis, the independent variables accounted for 42.6% of the variation in net profit, while other variables, such as working capital and operating costs, accounted for the remaining 57.4%. These findings can be a reference in making policies for companies to increase net profit so that it becomes a benchmark for company performance. Sales are a crucial variable that has a significant impact on net profit.&nbsp;&nbsp;&nbsp;&nbsp;</p> Elly Lestari Lestari Yuni Setyawati Sri Indah Copyright (c) 12 4 Madura Culinary Tourism Managers' Preferences for Non-Cash Payments https://online-journal.unja.ac.id/JES/article/view/39655 <p>The study aims to learn about the non-cash payment preferences of culinary tourism managers in Madura. Using the Analysis Hierarchy Process (AHP) method, the study identified factors that influence culinary tourism managers' preferences for non-cash payment methods. The study covers Madura's four districts. According to the findings of the study, when it comes to payment methods, culinary tourism managers prioritise convenience. The most common payment method is cash, then non-cash payments made other than through QRIS and payments made using QRIS. The difficulties in using QRIS are due to various factors, including the fact that they have never used it, that there are technical obstacles, and that use has not yet developed. One suggestion is for the government to improve technological infrastructure and internet networks in the Madura region to speed up the adoption of financial technology in the tourism sector.</p> ris yuwono yudo nugroho Mochammad Reza Adiyanto Copyright (c) 12 4 The Implementation of Sustainable Finance in Supporting Green Economic Growth in the Indonesian Banking Sector https://online-journal.unja.ac.id/JES/article/view/39325 <p>Green economic growth is an approach to economic growth that has become a global priority for sustainable development. The role of resource allocation efficiency is explored in relation to green economic growth, determined by the green financing practices, sustainable finance policy, and green financial products. The approach of Partial Least Squares-Structural Equation Modeling (PLS-SEM) was used as a quantitative method. The study population was 107 financial institutions based on OJK 2024. A purposive sampling technique was used, involving 168 respondents from 84 banks, including senior managers, heads of divisions, and executives responsible for implementing sustainable finance policies, with an average of two respondents per bank. The findings indicate that green financing activities, sustainable finance policy, and green financial products directly impact green economic growth. These relationships were mediated by resource allocation efficiency. In addition, this study carries meaningful implications for practice, emphasizing the role of the banking sector in promoting green product innovation, sustainable policies, and efficiency of resource management. In summary, the banking sector is strategic to developing green economic growth. Future studies may widen their attention to non-financial sectors or measure the transformation of digital technology in facilitating green financing to support sustainable development.</p> <p><strong><em>Keywords:</em></strong><em> Green Financing Practices, Sustainable Finance Policies, Green Financial Products, Resource Allocation Efficiency, Green Economic Growth</em></p> Rita Zulbetti Adzirah Muzaffirah Alfiana Perwito Copyright (c) 12 4 The Role of Coal Mining: Opportunities and Challenges for the Energy Transition (Case Study of Lahat Regency, South Sumatera) https://online-journal.unja.ac.id/JES/article/view/39311 <p>This study aims to analyze how the role of coal mining in Lahat Regency, South Sumatra Province, on the regional economy and community welfare is associated with opportunities and challenges towards the energy transition. The data used in this study are secondary data, namely input-output tables. The method of preparing the input-output table uses the RAS method in the form of a matrix of 52 sectors/subsectors. The results showed that the role of coal mining as seen from the increase in the contribution of the coal mining sector in the GRDP of Lahat Regency has relatively not increased the level of community income and employment opportunities. The income multiplier of the coal mining sector is only 0.195123 and ranks 29th. The labor multiplier is also relatively small at 0.0015 and ranks 30th. The agriculture, trade, small industry, and services sectors still play a role in creating income and employment opportunities in Lahat Regency. The energy transition will probably lead to a decline in the role of coal mining in the regional economy. Currently, the development of the service sector has become a damper of the clash between the traditional agriculture-based sector and the modern sector based on the coal mining industry. Furthermore, increasing the productivity and efficiency of the agricultural sector is the basis for economic transformation to the industrial and service sectors, which play an important role in the energy transition era.</p> Muhammad Subardin Imelda Imelda Ardi Adji Ari Sugih Mulia Copyright (c) 12 4 KATA PENGARUH DANA DESA DAN STATUS DESA TERHADAP PENANGANAN STUNTING DI KABUPATEN PESISIR SELATAN https://online-journal.unja.ac.id/JES/article/view/39225 <p><em>This study aims to analyze the influence of the Village Fund and Village Status on stunting in Pesisir Selatan Regency. Using a quantitative approach with multiple regression methods, this study measures how Village Fund allocations and village status contribute to reducing stunting rates. Data was collected through documentation study techniques from relevant agencies and processed to ensure statistical assumptions such as normality, multicollinearity, and homoscedasticity were met. The results show that the Village Fund has no influence on stunting reduction, while the IDM shows a significant influence. This indicates that budget allocations directed towards health and nutrition programs do not have a direct impact on stunting reduction compared to general village infrastructure improvements. This conclusion emphasizes the importance of prioritizing allocations. These results indicate that even if a village achieves progress in terms of infrastructure, economy, and public facilities, it can still reduce the problem of stunting.This study also suggests expanding the scope of variables in the future to enrich the understanding of the factors that affect stunting more comprehensively.</em></p> <p><em>&nbsp;</em></p> <p><strong><em>Keywords:</em></strong><em> Village Fund; Village Development Index (IDM), Stunting</em></p> Nisa al iffah Copyright (c) 12 4 A Closer Look at WTP: Economy Perspective in Gringsing Weaving Cultural Industry https://online-journal.unja.ac.id/JES/article/view/39150 <p>Gringsing weaving from Tenganan Village is famous for its unique indigo blue dye from the tawum tree, but traditional awig-awig rules prohibit dyeing within the village due to environmental concerns like groundwater contamination. To address this, dyeing takes place in Bugbug Village, using local rivers for waste washing and saltwater soaking, which improves dye quality. Weavers are willing to pay for these services, prompting a study to analyze the factors influencing their willingness to pay (WTP) through focus group discussions with weavers and government stakeholders. The research employs MICMAC analysis, identifying cultural capital and awig-awig as crucial factors affecting WTP. Additionally, findings from Bayesian Belief Network (BBN) analysis reveal strong influences from cipr and income on WTP. These insights highlight the need to support cultural and environmental factors alongside financial empowerment to ensure the economic sustainability and cultural integrity of the Gringsing weaving industry</p> Desak Made Marysha Dewi Copyright (c) 12 4 Pengaruh Tourism Happiness Terhadap Revisit Intention (Studi Wisata Kuliner Di Kota Jambi) https://online-journal.unja.ac.id/JES/article/view/38923 <p>Pariwisata telah menjadi kebutuhan sekunder, dimana setiap orang pasti membutuhkan wisata untuk menghiangkan kejenuhan setelah bekerja atau beraktivitas lainnya. Tourism Happiness adalah sebuah konsep yang memiliki tradisi panjang dalam filsafat dan merupakan inti dari pemahaman makna hidup manusia. Penelitian tentang kebahagiaan akhir-akhir ini berkembang pesat di banyak ilmu sosial. Belum dalam studi pariwisata dengan konsep ini karena masih kurang dieksplorasi. Potensi dan sumber daya alam yang ada bisa dikembangkan menjadi objek wisata yang menarik dan mendorong wisatawan melakukan kunjungan ulang ke destinasi yang sama. Daya tarik individu dan intensi untuk melakukan kunjungan wisata secara berulang (revisit) merupakan fenomena penting untung dikaji dalam industri pariwisata. Hal ini dilakukan pada wisata kuliner yang ada di Kota Jambi. Adapun tujuan penelitian ini untuk melihat pengaruh tourism happiness terhadap revisit intention pada wisata kuliner di Kota Jambi sehingga memberikan kontribusi untuk pengembangan pariwisata dan minat kunjungan di Kota Jambi</p> Dessy Elliyana Copyright (c) 12 4 FERTILITY AND WORKING WOMEN'S CONTRIBUTION TO HOUSEHOLD ECONOMY IN ALAM BARAJO DISTRICT, JAMBI CITY https://online-journal.unja.ac.id/JES/article/view/38922 <p>This study aims to: 1). analyze the socio-economic and demographic characteristics of working women at the research location. 2). Analyze the fertility of working women and their contribution to the household economy at the research location.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This study uses primary data. The location of the study was determined intentionally (purposively) in as many as 2 (two) of the 5 sub-districts in Alam Barajo District. The consideration of determining the sample of the sub-district has a large number of working women, and access to reach this sub-district is easier. The research instrument used a list of questions to interview 40 respondents in each sub-district consisting of working women and their fertility, so that the total was 80 PUS. The snowball sampling method was intended to obtain a more accurate number of respondents. The analysis method used was descriptive qualitative and descriptive quantitative.</p> <p>Research results The average age of working women is 39.9 years. The education of working women is high school graduates and above. Age of First Marriage: 22.7 years. Number of Children Born Alive (JALH): 1.98 people. The largest field of work is PNS/ASN 42.50%. The average income of working women is IDR 3,510,000. The average age of husbands of working women is 42.2 years. The average education of husbands is high school graduates/equivalent. The average number of household members (JART) is 4.15 people. The average family income of working women is IDR 6,978,750. The contribution of income contributed by working women to household income is 41.05 percent</p> Yulmardi Yulmardi Erfit Erfit Zulfanetti Zulfanetti Copyright (c) 12 4 COMMUNITY EMPOWERMENT MODEL IN MINING AREAS TO IMPROVE WELFARE https://online-journal.unja.ac.id/JES/article/view/38821 <p><strong>&nbsp;</strong></p> <p><strong>Abstract</strong></p> <p>Jambi Province holds significant potential in the coal mining sector, contributing substantially to Regional Original Revenue (PAD) and supporting the local economy. With the sixth-largest coal reserves in Indonesia, these resources are spread across key districts such as Sarolangun, Muaro Jambi, Tebo, Batanghari, and Bungo. The coal mining sector provides economic benefits through job creation and infrastructure development but also poses social and environmental challenges, including air pollution, road damage, and water quality degradation. Large companies like PT Aneka Tambang and PT Karya Bumi Baratama contribute to community empowerment through Corporate Social Responsibility (CSR) programs in education, health, and economic sectors.</p> <p>This study aims to (1) analyze the social, economic, and environmental impacts of coal mining activities in Jambi Province, (2) evaluate the effectiveness of empowerment programs implemented by companies through CSR, and (3) design an empowerment model that can improve the welfare and economic independence of communities surrounding the mines. The research methodology includes field surveys, SWOT analysis, and Analytical Hierarchy Process (AHP) to determine program priorities.</p> <p>The findings reveal that CSR activities around the mines positively impact community welfare; however, there are challenges in program sustainability and limited community involvement in planning. The SWOT analysis identifies strengths, weaknesses, opportunities, and threats, such as community dependence on the mining sector and significant environmental impacts. Based on AHP results, priority programs identified include skills training, support for small and medium enterprises (SMEs), and the enhancement of educational and health infrastructure to create a sustainable impact. To maximize the economic benefits of mining, a community empowerment model focusing on economic diversification and community engagement is needed. This study recommends collaboration between companies and the government to develop inclusive and sustainable programs aimed at improving the welfare of communities surrounding mining areas.</p> Haryadi Haryadi Nurhayani Nurhayani Erni Ahmad Rosmeli Rosmeli Copyright (c) 12 4 The Evaluating Performance Reporting in Jambi’s Provincial Government; https://online-journal.unja.ac.id/JES/article/view/38805 <p>Government performance measurement continues to be a focus point for both academic researchers and public administration practitioners, with particular attention on performance measurement systems (PMS) as tools to improve governance. In Indonesia, despite ongoing advancements, the effective implementation of PMS in local governments remains challenging, often hindered by limited resources and capacity. This study examines the role of public accountability regulations on performance reporting within Jambi’s provincial government through the lens of neo-institutional theory, focusing on the alignment with national mandates. Since the introduction of national performance reporting regulations in 1999 under President B.J. Habibie, local governments have faced both progress and persistent obstacles in achieving efficient, measurable public service delivery.</p> <p>Our findings detail the 2023 performance report for Jambi’s local government, which under Governor Dr. Al Haris, articulates strategic objectives, performance indicators, and budget utilization, achieving an average performance target of 100.3%. This study underscores the PMS as a mechanism to combat bureaucratic inefficiency, translating policy outcomes into actionable results that address citizen needs. By highlighting these findings, we contribute to the broader discourse on public sector performance management, offering insights into the regulatory, managerial, and operational nuances of implementing PMS in Indonesia’s public sector.</p> Muhammad Gowon Fortuna Sari Copyright (c) 12 4 Analysis of technical efficiency and socio-economic factors influencing the development of smallholder oil palm plantations in Batanghari Regency, Indonesia https://online-journal.unja.ac.id/JES/article/view/38755 <p style="text-align: justify;">This study aims to analyze technical efficiency and the influence of socio-economic factors on the development of smallholder oil palm plantations. Data were collected using the Simple Random Sampling method, utilizing both primary and secondary data. The analytical methods employed include descriptive analysis and the Stochastic Frontier Production Function with the Maximum Likelihood Estimation (MLE) method. The results reveal that the average size of oil palm plantations is 3.9 hectares per farmer, with a productivity rate of 13,853 kg/ha. Production factors such as land area, NPK fertilizer, urea, and dolomite fertilizer significantly influence production, whereas labor and herbicides show no significant effects. The technical efficiency levels range from 0.81 to 0.95, with an average of 0.86, which is greater than the threshold of 0.62, indicating that oil palm plantations operate at a technically efficient level. Socio-economic factors, including land area and plantation distance, potentially increase technical inefficiency but have no statistically significant effect. Conversely, variables such as farming experience, access to technology, and active participation in farmer groups help reduce technical inefficiency. To promote the development of smallholder oil palm plantations, it is crucial to focus on enhancing technical efficiency, as it directly impacts productivity. Additionally, consideration of farmers' socio-economic conditions and external factors such as market prices and environmental conditions is essential.</p> Yanuar Fitri Saidin Nainggolan Copyright (c) 2023 Yanuar Fitri, Saidin Nainggolan https://creativecommons.org/licenses/by/4.0 2023-02-28 2023-02-28 12 4 451 466 10.22437/ppd.v10i6.38755 The Implementation of the Social Pillar of the Green Economy at the Regional Perspective https://online-journal.unja.ac.id/JES/article/view/38646 <p>This study aims to analyze economic growth as a form of sustainable development through the influence of Green Economy social pillars on regional income in five provinces with the largest Gross Regional Domestic Product (GRDP) in Indonesia as well as the object of research, namely DKI Jakarta, East Java, West Java, Central Java, and North Sumatra, in the period 2018-2022. The social pillars studied include Mean Year of Schooling, Life Expectancy, Poverty Rate, and Unemployment Rate. The method used in this study is panel data regression analysis with a fixed effect model as the best model based on the results of the Chow test and Hausman test. The results show that average years of schooling and life expectancy have a positive and significant influence on GRDP growth. On the other hand, the poverty rate has a negative but insignificant impact, while the unemployment rate has a negative and significant effect on GRDP. These findings emphasize the importance of investment in education and health to promote sustainable economic growth, while unemployment remains a challenge for improving economic productivity at the provincial level.</p> SETYO WAHYU SULISTYONO Emylia Rosa Hartanti Copyright (c) 12 4 FINANCIAL LITERACY MODERATES THE EFFECT OF ENTREPRENEURIAL MOTIVATION, SOCIAL CAPITAL ON PRODUCTIVITY https://online-journal.unja.ac.id/JES/article/view/38638 <p>Productivity is the end result of a production activity that produces goods and services. Companies that have a global vision will always direct all their business activities to be productive. The word productive is defined as the utilization of resources owned by the company properly to produce a product of goods and services that have value (velue) for consumers. Limited resources are a challenge for a company. Of course, the role of an operations manager is important in managing and utilizing the scarcity of resources. Increasing the productivity of a business can be determined by various factors that contribute different influences. Factors determining productivity improvement include: labor, capital, entrepreneurial motivation, financial literacy, managerial, facilities, government policies, and others. This research problem is to see whether financial literacy moderates the effect of entrepreneurial motivation, social capital on productivity.</p> Desmon Redikson Manane Marce Sherly Kase Paulina Rosna Dewi Redjo Copyright (c) 12 4 Strategies for developing human resource competencies based on the main work indicators of state universities https://online-journal.unja.ac.id/JES/article/view/38601 <p>This study assesses the effectiveness of human resource development, particularly among lecturers at Jambi University's Faculty of Economics and Business (FEB UNJA). It assesses their competencies against national standards (IKU-PTN). Findings indicate suboptimal development, characterized by fragmented programs, insufficient qualifications, limited certifications, and low research output. Factors hindering development include high training costs, inefficient education programs, infrastructure limitations, weak alumni networks, and a lack of resource-sharing culture. To address these challenges, a comprehensive and sustainable HR competency development strategy is essential. This strategy should focus on creating an integrated program encompassing pedagogical, professional, personality, and social competencies. It should also prioritize doctoral education, certification, performance evaluation, research output, and community service. By implementing such a strategy, FEB UNJA can enhance the quality of its learning, research, and community service, ultimately producing highly competitive graduates.</p> hendriyaldi hendriyaldi Copyright (c) 12 4 Strategies for Sustainable Mangrove Tourism Development in Bulu Cindea within the Blue Economy Framework: A SWOT Analysis of Opportunities and Challenges https://online-journal.unja.ac.id/JES/article/view/38367 <p>This study explores the potential and challenges of developing mangrove tourism in Bulu Cindea, South Sulawesi Province, Indonesia, within the framework of the blue economy. The research assesses the feasibility of leveraging the region's natural beauty and strategic location to promote sustainable tourism while addressing existing weaknesses and threats. Using a SWOT analysis, the study identifies key strengths, such as the area's scenic vistas, accessibility, and broad mangrove ecosystems, alongside weaknesses, including inadequate promotion, limited professional expertise, and insufficient community involvement. Growth opportunities include economic development, strategic location, community support, and social media marketing, while threats involve facility damage, competition, pollution, and declining tourist interest. The research employs qualitative and quantitative methods to evaluate these factors, offering strategic recommendations to enhance the management and promotion of mangrove tourism. These recommendations include improving promotional strategies, upgrading infrastructure, developing professional skills, involving local communities, and implementing effective environmental protection measures. The findings contribute to sustainable tourism by demonstrating how targeted interventions can address barriers to development and align with blue economy principles, ensuring economic benefits and ecological preservation. This study provides valuable insights for policymakers, local stakeholders, and tourism developers seeking to foster sustainable tourism practices in similar environmental contexts.</p> Abdul Malik Nurul Maghfira Muhammad Yusuf Copyright (c) 12 4 Implementation of Business Sustainability, Strengthening Capital for Regional Development in MSMEs in Batam City https://online-journal.unja.ac.id/JES/article/view/38292 <p>The purpose of the study is to determine the Model of the influence of Human Capital on Business Sustainability. So Business Sustainability as an endogenous latent variable, while Human Capital as an exogenous latent variable. The model of the influence of Capital Structure on Business Sustainability. So Business Sustainability as an endogenous latent variable, while Capital Structure as an exogenous latent variable. The model of the influence of Relational Capital on Business Sustainability. So Business Sustainability as an endogenous latent variable, while Relational Capital as an exogenous latent variable. The model of the influence of Innovation Behavior on Business Sustainability. So Business Sustainability as an endogenous latent variable, while Innovation Behavior as an exogenous latent variable. This study recommends the use of quantitative methods. Interventions and programs, as innovative and evidence-based practices, are often inadequate with a single methodological approach. There is a significant influence of Human Capital on Business Sustainability. Insignificant influence of Structur Capital on Business Sustainability. Insignificant influence of Relational Capital on Business Sustainability. Significant influence of Innovation Behavior on Business Sustainability.</p> <p>&nbsp;</p> <p>&nbsp;</p> Jontro Simanjuntak Lilian Gumbo Copyright (c) 12 4 Evaluating Performance Reporting in Jambi’s Provincial Government: Insights on Implementation within Indonesia’s Central Government Regulatory Framework https://online-journal.unja.ac.id/JES/article/view/38257 <p>Government performance measurement continues to be a focal point for both academic researchers and public administration practitioners, with particular attention on performance measurement systems (PMS) as tools to improve governance. In Indonesia, despite ongoing advancements, the effective implementation of PMS in local governments remains challenging, often hindered by limited resources and capacity. This study examines the role of public accountability regulations on performance reporting within Jambi’s provincial government through the lens of neo-institutional theory, focusing on the alignment with national mandates. Since the introduction of national performance reporting regulations in 1999 under President B.J. Habibie, local governments have faced both progress and persistent obstacles in achieving efficient, measurable public service delivery.</p> <p>Our findings detail the 2023 performance report for Jambi’s local government, which under Governor Dr. Al Haris, articulates strategic objectives, performance indicators, and budget utilization, achieving an average performance target of 100.3%. This study underscores the PMS as a mechanism to combat bureaucratic inefficiency, translating policy outcomes into actionable results that address citizen needs. By highlighting these findings, we contribute to the broader discourse on public sector performance management, offering insights into the regulatory, managerial, and operational nuances of implementing PMS in Indonesia’s public sector.</p> Muhammad Gowon Copyright (c) 12 4 Fertility decline and economic recession: Japan's economic growth challenges amidst a demographic crisis https://online-journal.unja.ac.id/JES/article/view/38209 <p>This study explores the impact of demographic factors, such as declining fertility rates and an aging population, on Japan's economic growth from 1960 to 2022. Additionally, the research examines macroeconomic variables, including healthcare expenditure, interest rates, and inflation, that influence Japan's economy. The study utilizes quantitative time-series data and employs the Vector Autoregressive (VAR) method to assess the effects of these variables on Japan's economic growth, both in the short and long term. The findings reveal that population aging has a significant negative impact on long-term economic growth, while fertility rates have a negative but statistically insignificant effect. Healthcare expenditure shows a positive and significant impact in the long term, though it is not significant in the short term. High interest rates reduce economic growth in the long term, while inflation has a significant influence on Japan's economic growth in the long term.</p> Hamira Hamira Khairunnas Copyright (c) 12 4 somiartha Analysis Of Factors That Affect The Sustainability Of Village-Owned Enterprises In The Improvement Of Village Economic Development In The Lombok Utara Regency https://online-journal.unja.ac.id/JES/article/view/38166 <p>The aims of this research are to analyze the direct and indirect effects of managerial competency characteristics, marketing mix, social capital, and the sustainability of BUM Desa enterprises on economic development in Lombok Utara Regency. Additionally, examine the social capital determinants that moderate the impact of managerial competency on the sustainability of BUM Desa enterprises in Lombok Utara Regency. This study employs an associative quantitative research design. This research was carried out in 43 villages within Lombok Utara Regency, with a total sample of 215 from 43 BUM Desas across these villages. The SEM-PLS method is employed for data analysis. The research findings indicate that management competency, marketing mix, social capital, and the sustainability of BUM Desa enterprises do not significantly influence the performance of village development in Lombok Utara Regency. Social capital significantly moderates the impact of managerial ability on the success of BUM Desa. The findings of this research are anticipated to enhance theoretical understanding of the mechanisms of social capital, particularly how prolonged retention greatly moderates the impact of managerial competency on the performance of BUM Desa.</p> putu somiartha Copyright (c) 12 4 The Effect of Product Knowledge, Religiosity and Electronic Word Of Mouth on Brand Switching on Unilever Products https://online-journal.unja.ac.id/JES/article/view/38149 <h1 style="margin-left: 23.0pt; text-align: justify;"><span lang="EN-US" style="font-weight: normal;">The recent global boycott movement has impacted several multinational companies, including Unilever. In response, many Indonesian consumers have begun to limit their purchase of Unilever products, which they perceive as supporting unethical practices, opting instead for alternative brands. This study aims to examine the influence of Product Knowledge (X1), Religiosity (X2), and Electronic Word of Mouth (X3) on Brand Switching (Y) among Unilever consumers in Ambon City. Using a purposive sampling method, a quantitative survey was conducted with 100 respondents who have previously used Unilever products. Data analysis was performed using IBM SPSS Statistics 23, employing multiple linear regression techniques. Findings reveal that Product Knowledge has an insignificant negative effect on Brand Switching, whereas Religiosity and Electronic Word of Mouth have a significant positive influence. The model accounts for 64.8% of the variance in Brand Switching, suggesting that other factors also contribute. These findings offer insights into the key drivers behind brand-switching behaviour in the context of social activism, emphasizing the role of consumer religiosity and online peer influence.</span></h1> Irna Wijana Imran Raden Ayu Aisah Asnawi Merry Margareth Pelupessy Copyright (c) 12 4 The Effect of Product Knowledge, Religiosity and Electronic Word Of Mouth on Brand Switching on Unilever Products https://online-journal.unja.ac.id/JES/article/view/38143 <h1 style="margin-left: 23.0pt; text-align: justify;"><span lang="EN-US" style="font-weight: normal;">The recent global boycott movement has impacted several multinational companies, including Unilever. In response, many Indonesian consumers have begun to limit their purchase of Unilever products, which they perceive as supporting unethical practices, opting instead for alternative brands. This study aims to examine the influence of Product Knowledge (X1), Religiosity (X2), and Electronic Word of Mouth (X3) on Brand Switching (Y) among Unilever consumers in Ambon City. Using a purposive sampling method, a quantitative survey was conducted with 100 respondents who have previously used Unilever products. Data analysis was performed using IBM SPSS Statistics 23, employing multiple linear regression techniques. Findings reveal that Product Knowledge has an insignificant negative effect on Brand Switching, whereas Religiosity and Electronic Word of Mouth have a significant positive influence. The model accounts for 64.8% of the variance in Brand Switching, suggesting that other factors also contribute. These findings offer insights into the key drivers behind brand-switching behaviour in the context of social activism, emphasizing the role of consumer religiosity and online peer influence.</span></h1> Irna Wijana Imran Raden Ayu Aisah Asnawi Merry Margareth Pelupessy Copyright (c) 12 4 To earn or to be productive? A case of working married women in Tanah Datar https://online-journal.unja.ac.id/JES/article/view/38125 <p>Female’s job participation and productivity are commonly found to be rather unique and not necessarily depends on certain factors assumed to be dominant in conventional ways. We would like to investigate in Tanah Datar, where pathriarcal values are highly held by the society, if the widely-known factors of human capital are still relevant to explain the dynamics of female’s job participation, earning and productivity, especially for those who have been married. By using the dataset of Sakernas (National Labor Force Survey) 2023 and taking into account the exclusion of selection bias in our model, we find that married women in Tanah Datar do not always consider to be engaged and productive at work using their human capital. In fact, our findings suggest that even if the human capital factors are relevant, the amount of earning matters still more than productivity, especially for those relatively lower in human capital level.</p> Fajar Wisga Permana Rara Sandhy Winanda Dona Dewi Putri Copyright (c) 12 4 Exploring the Relationship between the Gender Inequality indicators on Income per capita in Indonesia: An Empirical Analysis of 34 Provinces in 2017-2021 https://online-journal.unja.ac.id/JES/article/view/38077 <p>Gender inequality remains a pervasive problem in Indonesia, with significant gaps in women's labor force participation, education, and economic outcomes. This paper aims to identify the factors affecting income per capita in Indonesia and explore the relationship between gender inequality and economic growth. Using panel data regression analysis, we find both male variable and female variable in gender inequality indicators have a significant positive effect on income per capita and are explained in Modelsodel. To reduce gender inequality, we propose policies such as increasing access to education and training for women, promoting women's entrepreneurship, strengthening social protection programs for vulnerable women, and implementing affirmative action in the workplace. These policies are based on successful examples from other countries, such as Sweden, Norway, and Rwanda. By implementing these policies, Indonesia can promote gender equality and achieve more inclusive and sustainable economic growth.</p> Vinny Dwi Melliny Copyright (c) 12 4 Gender Inequality and Food Security in Rice-Farming Households: The Role of Decision-Making and Resource Access in Jambi Province, Indonesia https://online-journal.unja.ac.id/JES/article/view/38045 <p>This study investigates the impact of gender inequality in decision-making on food security among rice-farming households in Jambi Province, Indonesia. Gender disparities, particularly in access to resources and agricultural decision-making, influence household food security and productivity. The study analyzes 214 households across selected villages in Jambi Province by employing a two-stage stratified sampling method and using a combination of primary household survey data and secondary data from related institutions. Findings reveal that households with male-dominated decision-making tend to experience higher food security. In contrast, households led by females or joint decision-making face more challenges, particularly in resource access. Key assets such as land ownership and the educational level of the household head significantly support food security. At the same time, access to market information also plays a positive, albeit not always significant, role. Conversely, participation in training programs without accompanying resource support and involvement in off-farm employment show limited benefits or even negative impacts on food security. The study concludes that gender-inclusive policies, particularly those improving women’s access to education, land, credit, and market information, are essential for enhancing household food security. Recommendations include the development of targeted microcredit programs, integrated training with resource access, and policy support for collaborative decision-making at the household level. By addressing gender disparities in resource access and decision-making, this research aims to contribute to sustainable food security improvements within the rural agricultural communities of Jambi Province.</p> Junaidi Junaidi Hardiani Hardiani Copyright (c) 12 4 Socio-economic Determinants of Subjective Well-Being Among the Older Population in Jambi Province https://online-journal.unja.ac.id/JES/article/view/38014 <p>This study aims to analyze the subjective well-being of older people in Jambi Province and the socio-economic factors influencing it. This research uses survey data from a number of elderly respondents to measure subjective well-being through indicators of life satisfaction, health, and social support. The findings indicate that the level of subjective well-being among older people is influenced by factors such as education, family roles, and support from family members and the surrounding community. Elderly individuals with higher education levels and the role of head of household tend to have better subjective well-being. Social support, especially from family, plays a crucial role in maintaining the quality of life for older people. However, elderly individuals without a steady income or old-age benefits experience a decline in life satisfaction. Based on these results, this study suggests enhancing social security programs and specialized health support for older people in Jambi Province to improve their well-being in later life.</p> Hardiani Hardiani Junaidi Junaidi Putri Intan Suri Copyright (c) 12 4 SME Product Development Strategy in International Business Context and Its Relationship with Business Performance: A Systematic Literature Review https://online-journal.unja.ac.id/JES/article/view/37904 <p>This study aims to analyze the product development strategy of Small and Medium Enterprises (SMEs) in the context of international business and its relationship with business performance. With a literature review approach, this study has collected 38 literatures to be analyzed using the content analysis stage. The results of the study indicate that SME product development in an international context requires 8 specific strategies including cultural/market adaptation, collaboration and partnership, product quality standardization, product differentiation &amp; specialization, technology utilization, product innovation, supply chain optimization, and product diversification. This study also found that among the 8 strategies, the cultural/market adaptation strategy is the strategy that is most proposed by previous literature. The relationship between product development and SME business performance is very significant, with improving product quality and adjusting to international market needs as key factors for success.</p> L Jatmiko Jati Logi Mulawarman Copyright (c) 12 4 From Cultural Heritage to Sustainable Industry: https://online-journal.unja.ac.id/JES/article/view/37886 <p style="font-weight: 400;">The green economy is one of the dimensions of sustainable development that provides a comprehensive idea for achieving sustainability goals. The Gringsing textile industry in Bali offers a unique opportunity to align traditional crafts with green economic principles. This research aims to examine the opportunities and challenges of sustainability of Gringsing textile production in Tenganan through the perspective of green economic principles by using the MULTIMOORA (Multi-Objective Optimization by Ratio Analysis plus Full Multiplicative Form) method to evaluate environmental, economic, and social impacts. The research results show three opportunities for the sustainability of Gringsing textile production: market expansion, innovation, and policy support from the government. The sustainability challenges of Gringsing textile production are high production costs, market competition, and resource availability.</p> I Dewa Ayu Made Natasah Dewani Ida Ayu Nyoman Saskara Copyright (c) 12 4 Testing the Contribution of Unemployment Rate as a Mediator between SMEs and Economic Growth https://online-journal.unja.ac.id/JES/article/view/37800 <p>Increased economic growth and reduced unemployment in developing countries can be reinforced by better business quality of SMEs. SMEs are the dominant business scale in Indonesia's industrial structure. Therefore, this study investigates the relationship of SMEs to economic growth with unemployment rates&nbsp;as a moderating variable in West Java, Central Java, and East Java Provinces during 2015-2022. Structural Equation Modeling was applied to 96 observations. The findings reveal that the number of SME business units has a significant and negative impact on the unemployment rate, while total assets has a positive impact. In addition, a decrease in the unemployment rate has a beneficial effect on increasing economic growth following Okun's Law with a relatively low level of magnitude. The government is encouraged to improve the facilitation of SMEs' business development, starting by improving production process standards, availability of business capital, and market access. This facilitation is better known as&nbsp;<em>UMKM Naik Kelas&nbsp;</em>(SMEs Scale Up).&nbsp;&nbsp;&nbsp;</p> Malik Cahyadin Heru Irianto Basem Ertimi Copyright (c) 12 4 Agency Cost and Financial Performance of Quoted Firms in Nigeria https://online-journal.unja.ac.id/JES/article/view/37777 <p>The overall financial performance of a corporate entity, has continually been affected by the costs that is expended through the notion of aligning the interest of the managers and the agency, has proposed by the agency cost theory in corporate finance palace. Based on the inconclusiveness in literature, this study examines into the impact of agency cost on financial performance of quoted firms in Nigeria. The study conceptualized and empirical examined the impact of monitoring cost (asset utilization), audit fee (contracting cost) and operating ratio (bonding cost) on the book-based (return on equity) and market-based (earnings per share). The secondary data was sourced from audited financial statement of ten industrial and manufacturing companies listed on the Nigeria stock exchange group from the period of 2019 to 2023. The findings from the GMM (Generalized Method of Moment) revealed for the model one that asset utilization (monitoring cost), Audit fee (contracting cost) and operating expenses ratio (bonding costs) has positive significant effect on return on equity. Model two revealed that asset utilization (monitoring cost), Audit fee (contracting cost) has positive significant effect on earnings per share. It is therefore concluded that firms should prioritize improving asset utilization as a means of enhancing profitability. Implementing robust monitoring mechanisms to ensure the efficient use of assets can significantly increase both return on equity and earnings per share.</p> MAYOWA ARIYIBI TOLULOPE Sopelola JAMES OBADEYI ASOGBA ISRAEL Copyright (c) 12 4 Impact of Inflation, Interest Rates on Global Stock Market with Consumer Confidence Moderation in Five Continents https://online-journal.unja.ac.id/JES/article/view/37663 <p>This study is important because the volatility of the global stock market in the last decade has been influenced by inflation, interest rates, and consumer confidence indexes, especially in the world's major economic countries. This study aims to analyze the effect of inflation and interest rates on the performance of global stock indices with moderation of the consumer confidence index. This type of research is quantitative using the Moderated Regression Analysis (MRA) method. The study population includes five countries representing five continents, namely the United States, the United Kingdom, China, South Africa, and Australia, with a total data of 2400, observations taken from 2014 to 2023. Data were collected secondary from official sources such as central banks and financial institutions of each country. The results of the study show that inflation has a positive effect in several countries such as the United States, the United Kingdom, and Australia, but has a negative impact in China. Interest rates generally have a negative impact on the performance of stock market indices in most countries, but are not significant in the UK and China. The consumer confidence index moderates the effect of inflation and interest rates on index performance varying across countries. The implications of this study provide insight for policy makers and investors in responding to global economic dynamics and the importance of considering consumer confidence in investment strategies.</p> Ahmad Zidni Nuuron A'la Agus Sucipto Indah Yuliana Copyright (c) 12 4 Impact of social media activity on consumer’s brand trust https://online-journal.unja.ac.id/JES/article/view/37569 <p>Social media marketing is an important part of business operations in the modern era. Social media provides businesses with the ability to engage with broader and more&nbsp;diverse customers than the technology before it. Furthermore, social media also shifts the dynamic between firms and customers, especially in terms of relationships between brands and customers. Trust is an important part of these relationships, as it is an important moderator variable that can lead to improvement in&nbsp;business performance. Trust between customers and brands is an antecedent to several beneficial behaviors such as loyalty and purchase. This study aims to interpret and summarize the impact of social media marketing activity on brand trust through a&nbsp;meta-analysis of previous studies. The meta-analysis result shows that there is a significant positive relationship between social media marketing activity and brand trust. Moderator analysis also shows that IT reliance in the industry may moderate this relationship. factors that influence this relationship are then discussed from the communication perspective.</p> Ibrahim Rashid Sri Hartati Edwin Karim Copyright (c) 12 4 The EXCHANGE RATE IMPACT ON THE SIERRA LEONE BALANCE OF PAYMENT https://online-journal.unja.ac.id/JES/article/view/37568 <p>The analysis examines the influence of exchange rate swings on Sierra Leone's balance of payments (BOP) from 1980 to 2022. It explores the historical context of Sierra Leone's exchange rate regimes and economic conditions, highlighting the challenges faced due to trade imbalances and external debt. The study uses the ARDL model to analyze the relationship between exchange rates and the BOP, utilizing data from the Bank of Sierra Leone and the World Bank. The findings reveal that exchange rate changes significantly influence Sierra Leone's BOP, with increases in the exchange rate correlating with improvements in the BOP. The study reveals a bidirectional relationship between exchange rates and BOP, suggesting that changes in exchange rates impact BOP and vice versa. The research highlights stable economic policies and controlled devaluation strategies could enhance Sierra Leone's economic stability and attract international investment. Recommendations include implementing suitable foreign exchange policies, managing inflation, and establishing specific exchange rate targets to optimize the payment balance. This investigation emphasizes the significance of exchange rates in macroeconomic policy and their role in shaping Sierra Leone's economic landscape.</p> Ishmael Kamara Copyright (c) 12 4 Analysis of Spatial Determination of Small And Medium Enterprises Industries Based on Local Resources https://online-journal.unja.ac.id/JES/article/view/37510 <p>Determination of the location of Small and Medium Enterprises Industries must be accompanied by the establishment and spatial planning of industrial areas. Based on the mandate of Law No. 3/2014, the processing of local natural resources through industry must be improved both sectorally and spatially. This study analyzes the spatial determination of small industry centers using several analytical methods, including location quotient (LQ), shift share, accessibility index, completeness of basic infrastructure facilities, site analysis, small industry player participation approach, master plan, and business feasibility or business plan. A Small and Medium Industry Center is a central location for a group of small and medium industries that are separate from residences, produce similar or several types of products, and are located in an area that follows the regional spatial plan. This study produces types of potential local resources, types of small industries, involvement of local communities, spatial determination, master plans, and business feasibility.</p> Saraswati Saraswati Yanti Sri Rejeki Tonny Judiantono Irland Fardani Copyright (c) 12 4 The Impact of Institutional Quality, Market and Government Size on Corruption by Countries' Income Category https://online-journal.unja.ac.id/JES/article/view/37432 <p>The government's openness in managing the economy can boost growth but also create potential for policy abuse. A research study analyzed panel data to investigate the relationship between economic openness and corruption using the Corruption Perception Index (CPI) in 139 countries from 2013 to 2023. The findings indicate that factors such as government integrity and financial freedom influence the CPI across countries with varying income levels.&nbsp; Countries with flexible business regulations, transparent governance, strong legal protections for property, and stable monetary policies tend to have lower levels of public sector corruption. In contrast, financial freedom and investment freedom have a negative impact on CPI. The negative relationship between investment freedom and CPI in lower-middle-income countries shows that in some countries, excessive investment freedom without sufficient regulation can increase opportunities for corruption, perhaps due to a lack of transparency in capital allocation and foreign investment. Conversely, in middle-income countries, recognition of property rights, government integrity, and freedom to invest play vital roles in reducing corruption levels. Overall, the study highlights that reducing the government's involvement in economic management while maintaining effective oversight is crucial for combating corruption.</p> Hendra Kusuma Deden Iskandar Copyright (c) 12 4 The Influence of Education and Skills on Women's Labor Force Participation: Human Capital Approach and Leisure Choice Theory https://online-journal.unja.ac.id/JES/article/view/37390 <p>In 2021, the male labor force participation rate in Indonesia will reach 85.21%, while female participation is only 62.63%, showing a gap of 22.58%. This research describes the factors that influence female labor force participation in Indonesia using human capital theory, labor supply theory, and labor Leisure Choice theory. Using the logit method and Sakernas data for August 2021 (sample 393,359 people), it was found that education level, certified training, marital status, ownership of health insurance, and work experience had a significant effect on female labor force participation. Education and training levels weaken positively with increasing work participation. Marital status and possession of health insurance also made positive contributions, indicating the role of social support and financial security. However, the number of working hours and regional classification of residence negatively influenced participation, limiting the challenges of women with high workloads or living in areas with limited economic accessibility. These findings underscore the complexity of factors influencing women's labor force participation in various social and geographic contexts in Indonesia.</p> Nisa al iffah Copyright (c) 12 4 EXPLORING RESEARCH TRENDS IN ISLAMIC FINANCE AND INVESTMENT: A BIBLIOMETRIC STUDY https://online-journal.unja.ac.id/JES/article/view/37375 <p>This paper provides a thorough bibliometric analysis of Islamic finance and investment, highlighting contributions and trends in the field from 2003 to 2023, using information from the Scopus database and displayed using the VOS viewer software. To chart the present state of international research on Islamic finance and investment, the PRISMA-compliant analysis includes an evaluation of the leading journals, nations, organizations, authors, document counts, and citation frequencies. We analyzed a corpus of 607 scholarly articles and found that Malaysia ranked first with 184 publications. International Islamic University Malaysia was the most productive institution, with 48 documents, and Hassan, M.K., was the most prolific author, with 22 articles and 9,427 citations. The Journal of Islamic Accounting and Business Research has the highest average citation per item. In contrast, the International Journal of Islamic and Middle Eastern Finance and Management has the most publications (33). Capital markets, Fintech, mutual funds, Sukuk, Islamic banks, commerce, and investing are some major trends. The results shed light on the industry's regulatory obstacles and provide policy suggestions to advance the growth of Islamic finance and investment and realize its potential advantages. Scholars, policymakers, and practitioners can rely on this bibliometric review as a fundamental resource when navigating the complexities of Islamic finance and investment.</p> Husny Gibreel Musa Saleh1 Musa Saleh Amadou Gissay Yankuba Mamburay Copyright (c) 12 4 Analysis of Cyclical Unemployment Impacted by Covid-19 in Indonesia: Inter-Island Study Based on 2020 Sakernas Data https://online-journal.unja.ac.id/JES/article/view/37336 <p>Cyclical unemployment emerged during the recession due to the Covid-19 pandemic, most of which is temporary unemployment. Temporary unemployment due to Covid-19 is different from permanent unemployment. This research aims at analyzing the risk of individuals across the islands in Indonesia becoming temporarily unemployed (Temporary Layoff) due to Covid-19, followed by analyzing the chances of guarantees of being called back to work (Recall) for the temporarily unemployed. This research is quantitative using micro data from the National Labor Force Survey (Sakernas) August 2020 of using Logistic Regression analysis techniques. The results of research on 13,805 samples inter islands in Indonesia show that the risk of residents becoming temporarily unemployed due to Covid-19 is the highest in the island of Bali and Nusa Tenggara. In fact, the risk of becoming temporarily unemployed due to Covid-19 is 4,348 times highest in urban areas in the islands of Bali and Nusa Tenggara compared to other islands in Indonesia. The greatest risk is 1,647 times higher for young residents (15 to 24 years) on the islands of Bali and Nusa Tenggara compared to other islands in Indonesia. This is because the islands of Bali and Nusa Tenggara are the regions with an economic base in the tourism sector. Lockdown policies and social restrictions have almost paralyzed the economic sector on these two tourism islands. The guaranteed chance of being called back to work on the islands of Bali and Nusa Tenggara is 3.9 times, which is also the highest compared to other regions in Indonesia.</p> <p>&nbsp;</p> Wise Harumi Nasri Bachtiar Neng Kamarni Copyright (c) 12 4 Intervention of the Co-Working Space Program in Shaping the Creative Economy Sector in Bandung City: A Case Study in Gedebage and Batununggal Districts https://online-journal.unja.ac.id/JES/article/view/37294 <p>This study aims to examine the interaction between actors, focusing on sources of authority, including political, economic, and normative authority, as well as values and beliefs, which are mobilized in the process of forming, implementing, and sustaining the Co-Working Space program in Bandung City, with case studies in Gedebage and Batununggal Districts. This research employs a qualitative method with a case study approach, and data were collected through purposive sampling and analyzed using NVivo 14 software. The findings reveal that interactions between actors faced challenges such as limited budgets, inconsistent political support, and sectoral egos among government offices, leading to disruptions in program stability and making it difficult for social actors aiming to develop the program to find their working space. Therefore, recommendations to maintain the stability of the CWS program include increasing participation tactics beyond relying on monetary incentives in other programs, strengthening collaboration between local governments, and enhancing the commitment of districts and CWS administrators to understanding and supporting program sustainability. This study has limitations in informant coverage, and future research is recommended to expand the scope and delve deeper into factors influencing inter-agency collaboration beyond their respective program fields and the long-term impact of entrepreneurship training.</p> Muhammad Fachry Lubis Copyright (c) 12 4 Consumption of 3 kg LPG by upper-middle-class households: an economic approach in Bali https://online-journal.unja.ac.id/JES/article/view/37286 <p style="font-weight: 400;">This study highlights subsidized 3 kg LPG by upper-middle-class households in Bali, intended for low-income communities. This research aims to analyze the factors influencing the consumption behavior of 3 kg LPG among upper-middle-class households, focusing on variables such as income, price, convenience, and policy awareness. The mixed-methods approach combines quantitative analysis using Smart PLS 4 and qualitative methods through in-depth interviews. The total sample used is 100 households. Quantitative research results indicate that convenience and price significantly impact awareness but do not significantly affect the consumption level of 3 kg LPG. Income does not show a significant effect on awareness or consumption. Qualitative analysis reveals that the main reasons for using 3 kg LPG are convenience and established habits. The conclusion of this study indicates that, in addition to economic factors, non-economic factors such as habits and personal preferences also play a crucial role in the decision to use 3 kg LPG. These findings provide new insights into consumer behavior literature and emphasize the need for a more comprehensive approach to designing effective energy policies. This research recommends that future energy policies consider the aspects of convenience and consumer habits to guide more efficient and targeted energy use. Furthermore, it is suggested that further research expands the geographical scope and uses a longitudinal approach to observe changes in energy usage behavior over time. Thus, this study contributes to improving energy policy and a better understanding of consumer behavior in the context of energy subsidies in Indonesia.</p> Dewa Putu Yudi Pardita Anak Agung Sri Purnami I Komang Putra I Ketut Darma Copyright (c) 12 4 THE effect of official development assistance on foreign direct investment and domestic investment in Sub-Saharan Africa https://online-journal.unja.ac.id/JES/article/view/37241 <p>L’objectif de cet article est d’évaluer l’effet de l’aide publique au développement sur l’investissement en Afrique subsaharienne de 2006 à 2019, en particulier l’investissement intérieur capturé par la formation brute de capital fixe et les flux d’investissements directs étrangers. La méthode DOLS (panel Dynamic Least Squares) a été utilisée pour tester les deux modèles économétriques à l’aide du logiciel Eviews 10. Les résultats des estimations montrent que la variable de l’aide publique au développement a un effet positif sur la formation brute de capital fixe (FBCF) dans les pays d’Afrique subsaharienne. Une augmentation de 1 % de l’aide publique au développement entraîne une augmentation de 0,76 % de l’investissement intérieur. L’aide publique au développement a également un impact positif sur l’investissement étranger direct (IED). En fait, une augmentation de 1 % de l’APD entraîne une augmentation de 1,10 % de l’IDE. Il semble que l’APD soit plus bénéfique pour l’IED que pour la FBCF dans les pays d’Afrique subsaharienne. Les gouvernements des pays d’Afrique subsaharienne doivent empêcher que l’investissement intérieur ne soit évincé par l’investissement étranger direct en raison de l’aide publique au développement.</p> <p><strong>Mots-clés:</strong> Aide publique au développement, investissement privé, investissement direct étranger, méthode DOLS.</p> DAZOUE DONGUE GUY PAULIN Copyright (c) 12 4 Unraveling the Poverty-Growth-Inequality Trilemma in South Papua: Merauke, Asmat, Boven Digoel and Mappi Regency https://online-journal.unja.ac.id/JES/article/view/37160 <p>This study investigates the complex relationships among economic growth, income inequality, and poverty across four districts in Southern Papua: Merauke, Asmat, Boven Digoel, and Mappi. Utilizing a combination of descriptive analysis, comparative statistics, and regression analysis, the research analyzes economic and social profiles of each district, focusing on per capita expenditure, GDP growth, and the Gini index over time. Findings reveal that while poverty rates remain relatively stable across these districts, significant disparities exist in growth and inequality patterns. Specifically, Merauke and Asmat experience positive economic growth correlated with rising inequality and stagnating poverty, while Boven Digoel and Mappi demonstrate negative correlations between growth and poverty, indicating more inclusive economic benefits. This study highlights a trilemma where efforts to enhance growth must consider their impacts on inequality and poverty. The results of this study highlight the critical importance of formulating contextualized local policies that prioritize community participation, along with targeted programs aimed at enhancing education and skill development. Such initiatives are essential for mitigating economic disparities and fostering sustainable development. Furthermore, the research provides valuable insights into the intricate dynamics of economic growth, income inequality, and poverty, underscoring the necessity for effective governance in addressing these interconnected challenges.</p> Wayrohi Meilvidiri Copyright (c) 12 4 Problems in the realization of parking tax revenues in Tanjungpinang city https://online-journal.unja.ac.id/JES/article/view/37111 <p>Two strategies—intensification and extensification—are common ways governments employ&nbsp;to boost tax revenues. Since tax revenues are essential for financing social and economic development (Hillman, 2003), it has led to efforts by the central or local governments to enhance their capability in collecting taxes, as evidenced by the tax to Gross Domestic Product (GDP) or Gross Domestic Regional Product (GDRP) ratio. Accordingly, data for 2017–2022 suggests a comparatively decline in the&nbsp; Tanjungpinang city’s ability to gather parking tax earnings.&nbsp; Given the number of parking taxpayers as a determinant of revenue, our study seeks to explore further the problems that arise by assessing the low tax base, stagnantly low targeting, tax compliance, and evasion issues. In this study, we utilized a qualitative method to analyze legal and policy documents, conduct field research incorporating responses from key informants through in-depth interviews, and assess secondary data. Utilizing the Google Maps application has been beneficial in locating and recognizing businesses that operate parking lots and contributing to the creation of the parking tax base data. Based on the findings of our triangulation analysis, parking revenues from various business sectors and community activities (e.g., banking and finance, trade and retail, tourism and entertainment, health facilities, sports facilities, individual services, accommodation provision, and food and beverage sector) should be capable of increasing by at least nearly threefold the number of parking taxpayers by 2022.</p> Winata Wira Copyright (c) 12 4 Tools of regional government analysis: an economic policy perspective https://online-journal.unja.ac.id/JES/article/view/36990 <p>Regional economic growth has a direct impact on increased development and well-being. Local governments frequently utilize aggregate statistical information to strategize and assess economic development. This study investigates scientific analytical methods that local governments might use as a foundation for making policy decisions. This study utilizes systematic reviews and meta-analysis to examine the analytical techniques that local governments can employ to formulate economic growth programs. To ensure the quality of the findings and provide well-reasoned arguments, the search for relevant literature sources follows Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) procedure. The study's findings show that local governments face resource constraints that hinder their comprehensive utilization of analytical tools. The study's findings suggest that local governments do not entirely implement analytical tools due to resource constraints. Two issues that have been recognized are the absence of dependable human resources and the presence of bureaucratic pathology. However, these challenges can be resolved by partnering with higher education institutions or offering structured education and training programs. Ultimately, these analytical tools can visually represent data and provide comprehensive insights as a scientific foundation for policy development. Furthermore, future researchers can investigate alternative analytical instruments to give policymakers various choices.</p> Lesmana Rian Andhika Copyright (c) 12 4 Driving Behavior Driving Behavior And Tourist Experience Study of Bandung Metropolitan Area https://online-journal.unja.ac.id/JES/article/view/36988 <p>A city or an area prioritizing tourism activities should pay close attention to the traffic condition. This study attempts to examine the relationship between driving behavior and tourist experience using the case of Bandung metropolitan area, West Java, Indonesia. We distributed an online questionnaire to 300 respondents from two groups of respondents with an equal proportion. First is tourists who ever visited Bandung and second is Bandung inhabitants driving their cars. Using a descriptive method to elaborate on both variables, followed by Pearson’s Correlation and an independent t-test to clarify its relationship, the result of our research reveals that there is a strong relationship between driving behavior and tourists’ experiences, while the driving behavior is considered as aberrant. The tourists perceived that public transports and orderliness in Bandung are the two most critical things that need to be improved to make the area pleasant for the tourists. Law enforcement is also necessary to ensure that the driving behavior of the inhabitants can be controlled safely.&nbsp;</p> Rina Novianty Copyright (c) 12 4 HERDING BEHAVIOR HERDING BEHAVIOR ON THE STOCK EXCHANGE WHEN DAILY MARKET VOLATILITY IS HIGH https://online-journal.unja.ac.id/JES/article/view/36980 <p>The aim of this research is to observe herding behavior on the Indonesian Stock Exchange when daily market volatility is high during 2021-2023. Herding behavior arises when there is high volatility (1). High share price volatility indicates unusual characteristics of supply and demand for shares in the capital market (2). Typically over the last century, stocks moved less than 1 percent up or down in daily trading (3). Herding behavior is observed when daily market volatility is outside unusual conditions, namely when market volatility rises or falls above 1%. Market volatility is represented by the Composite Stock Price Index (IHSG). The research objects are grouped into 3 parts, namely large capitalization shares represented by the IDX30 index constituents, small and medium capitalization shares represented by the PEFINDO25 index constituents, and a combination of the two index constituents. The Cross-Sectional Absolute Deviation (CSAD) method is used to find the value of return dispersion from various stock capitalizations (4). Multiple regression analysis is used to see the relationship between variables. The research showed that no herding behavior was found in the 3 research groups. This means that Indonesian Stock Exchange investors during the observation period were rational in making investment decisions.&nbsp;</p> Rina Novianty Copyright (c) 12 4 How government incentives shape consumer intention to adopt electric vehicles: A study in Batam City https://online-journal.unja.ac.id/JES/article/view/36897 <p>This study analyzes the factors influencing the intention to purchase electric vehicles (EVs) following the implementation of financial incentives. It integrates the Theory of Planned Behavior (TPB), the Technological Acceptance Model (TAM), and extensions of TPB, including consumer knowledge, perceived risk, and financial incentives. Data were collected from 384 respondents, comprising both EV users and non-users in Batam City. The findings reveal that attitude has an insignificant effect on the intention to buy EVs, while perceived usefulness also shows an insignificant effect on attitude. In contrast, consumer knowledge and financial incentives significantly influence both attitude and purchase intention. Perceived risk negatively affects attitude and intention to buy EVs. The study highlights the need for policies providing financial incentives to consider long-term benefits for consumers to ensure sustainable adoption of EVs.</p> Suyono Saputra Yulfiswandi Yulfiswandi Wisnu Yuwono Copyright (c) 2024 Suyono Saputra, Yulfiswandi Yulfiswandi, Wisnu Yuwono https://creativecommons.org/licenses/by/4.0 2024-10-31 2024-10-31 12 4 403 420 10.22437/ppd.v12i4.36897 Human Capital and Gender Inequality in Sub-Saharan Africa https://online-journal.unja.ac.id/JES/article/view/36873 <p>The objective of this study is to determine the conditional impact of human capital on gender wage inequality in sub-Saharan Africa. We use a sample of 30 countries between 1995 and 2015. Moreover, we consider the quantile model of instrumental variables of Chernozhukov and Hansen (2008); while using the Kaplan (2022) estimator. Next, human capital is measured by the Barro and Lee (2015) indicator, which determines the educational attainment of women aged 15-64. The estimates show that human capital reduces gender inequality in all quantiles in Sub-Saharan Africa (lower quantile 0.25; middle quantile 0.5 and upper quantile 0.75). Moreover, when analyzed by subregion, only the lower (0.25) and middle (0.5) quantiles in Central Africa show an increase in the gender wage gap. Furthermore, using the Peen World Table indicator as a measure of human capital, the results obtained confirm those obtained by Barro and Lee (2015). To check the robustness of our results, we used two-stage least squares estimation, two-stage generalized moments in system, and simultaneous quantile regression. The results are consistent with those obtained using the Kaplan quantile estimator (2022) for instrumental variable smoothing.</p> Sabine Nadine EKAMENA NTSAMA Bybert Moudjare Helgath Copyright (c) 12 4 The Impact of Structural Change on Income Inequality in the Special Region of Yogyakarta Province https://online-journal.unja.ac.id/JES/article/view/36728 <p><em>The Special Region of Yogyakarta (DIY) Province exhibits the highest level of income inequality in Indonesia. The government of DIY has designed an economic development strategy that prioritizes education and tourism, which encourages changes in the economic structure from the agricultural sector to the service sector. The strategy is expected to enhance the community's welfare. However, empirical evidence suggests these efforts have not effectively reduced income inequality in the DIY Province. This study aims to ascertain the condition and impact of structural changes on income inequality in the Special Region of Yogyakarta (DIY) between 2013 and 2023. This study employs two analytical techniques: shift-share analysis and panel data regression with a Random Effect Model (REM). The findings indicate that structural change from agriculture to the service sector exerts a positive and statistically significant effect on income inequality. Conversely, structural change from agriculture to industry has no significant impact on income inequality.</em></p> Fajriana Fadhlul Fikri Ekaria Copyright (c) 12 4 The Role Of Youth In The Development Of Sriwijaya Village In Kuala Simpang District, Aceh Tamiang District, Aceh Province https://online-journal.unja.ac.id/JES/article/view/36723 <p>Youth are the next generation of the nation whose presence is very important in every region, however the phenomenon that occurs in Sriwijaya Village is that only a portion of youth play an active role in various community activities. In fact, the large number of young people in Sriwijaya Village can be a big advantage, and can be put to good use for future progress. The research method used is descriptive qualitative, data collection techniques using interviews and documentation. Data analysis uses data reduction techniques, data display and verification and confirmation of conclusions. The results of this research are 1) Sriwijaya Village Youth carry out the role of dynamists, seen from mobilizing the community to participate in village development planning deliberations, mobilizing the community to provide input in village planning development deliberations, and mobilizing the community to be involved in decision making at village development planning deliberations. 2) The youth of Sriwijaya Village carry out the role of motivator, as can be seen from the role of youth who are very active in youth organizations by inviting residents to work together in the village and are also involved in village security. 3) Sriwijaya Village youth carry out the role of innovators, as can be seen from the youth creating online discussion groups related to village development planning, carrying out sports activities for positive youth activities in regional development planning. 4) The youth of Sriwijaya Village carry out a catalyst role as seen from the youth looking for what is lacking in Sriwijaya Village and then creating activities to overcome these deficiencies, such as holding leadership training and participating in these activities. Finally, the youth of Sriwijaya Village contributed greatly to village development. Remembering that the progress and decline of Sriwijaya Village in the future really depends on the current condition of the youth.</p> Ahmad Gadeng Dwi Aqni Julian Sanusi Sanusi Ruliani Ruliani Mice Putri Afriyani Copyright (c) 12 4 The Role of Financial Development and Capital Formation in Promoting Renewable Energy in Bangladesh https://online-journal.unja.ac.id/JES/article/view/36715 <p>Bangladesh, rich in various resources, stands at a pivotal point where the sustainable use of renewable energy can be significantly increased. This study focuses on analyzing the impact of financial development (FD), foreign direct investment (FDI), economic growth, carbon dioxide emissions, and capital formation on renewable energy consumption in Bangladesh. Using time series data from 1991 to 2020 and employing the ARDL bounds testing approach to cointegration, the study provides a comprehensive analysis of these factors. The results reveal a long-term positive relationship between financial development and capital formation with renewable energy consumption, while FDI and economic growth do not significantly influence renewable energy use in the long run. Conversely, carbon dioxide emissions negatively impact renewable energy consumption in both the short and long term. The short-term analysis further indicates a negative relationship between capital formation, FDI, and renewable energy consumption, but financial development shows a positive and significant impact. These findings emphasize the need to enhance our understanding of the role of capital formation and financial development in promoting renewable energy, not just in Bangladesh but also in other developing and developed nations. To curb environmental damage and increase the use of renewable energy, eliminating fossil fuel subsidies and introducing a carbon tax on non-renewable energy use is crucial. Furthermore, Bangladeshi policymakers should advocate for green financing and allocate more funds to clean renewable energy projects, laying the groundwork for a robust renewable energy economy.</p> Jannat Rahat Jui Sanjoy Kumar Saha Copyright (c) 12 4 Assessing the impact of oil rent on living standards in Nigeria: Evidence from an ARDL Model https://online-journal.unja.ac.id/JES/article/view/36695 <p>Some countries are naturally endowed with abundant natural resources, which serve as a significant source of government revenue for national development. Conversely, other countries lacking such resources rely on alternative means to generate income for their developmental efforts. The disparity in development and living standards among nations, however, cannot be attributed solely to the unequal distribution of natural resources but rather to the effectiveness and efficiency with which resource revenues are utilized. This study examines the effect of oil rents on living standards in Nigeria using the Autoregressive Distributed Lag (ARDL) model. The findings reveal a positive long-run relationship between Living Standard (LS), Oil Rent (OR), and Gross Domestic Product (GDP), while a negative relationship is observed with Oil Price (OP) and Exchange Rate (ER). However, these relationships are found to be statistically insignificant. In the short run, the results show a negative and statistically significant relationship between living standards and the variables of Oil Rent, Oil Price, GDP, and Exchange Rate. These findings highlight the complex dynamics between oil rents and living standards, particularly in the context of short-run economic fluctuations. In light of these results, the study recommends that the government prioritize making all refineries operational to meet domestic fuel demand and reduce the costs associated with fuel importation, which consumes a substantial portion of the country's earnings from oil exports. Furthermore, revenues from oil exports should be channeled into productive projects that directly improve the living standards of citizens, such as investments in infrastructure, healthcare, and education. These measures are essential for ensuring that the wealth generated from natural resources translates into sustainable development and improved quality of life for the populace.</p> Zakaree Saheed Lawal Omotunde Copyright (c) 2024 Zakaree Saheed, Lawal Omotunde https://creativecommons.org/licenses/by/4.0 2024-10-31 2024-10-31 12 4 357 370 10.22437/ppd.v12i4.36695 Circular Economy Business Model of Dairy Farming in Sarangan with Business Canvas https://online-journal.unja.ac.id/JES/article/view/36620 <p>The government is concerned about implementing the circular economy in Indonesia, as evidenced by the master plan until 2025. This research aims to develop the local economy with environmental sustainability and increase the income and welfare of farmers through resource optimization and waste minimization. Research uses qualitative methods with exploratory design, designs an optimal Circular Business Model Canvas with expert opinions, calculates predictions of the feasibility of new revenues from the redesign, and connects the circular economy with the Sustainable Development Goals. <strong>The implementation of CBMC demonstrates the integration of circular economy principles into farm operations, incorporating key elements such as environmentally conscious customer segments, eco-friendly dairy product value propositions, and partnerships with suppliers and local communities</strong><strong>.</strong> The results include improved operational efficiency, reduced costs, increased profitability, and positive environmental impacts in the form of reduced greenhouse gas emissions and solid waste. <strong>The business model aims to showcase innovation in enhancing efficiency and sustainability within the dairy farming industry.</strong> Circular economy master plan focuses on manufacturing, while this research fills a gap in the agribusiness, especially livestock.</p> Kusnul Ciptanila Yuni K Nurul Hidayat Anita Musfiroh Copyright (c) 12 4 Silmutaneous Elections for Budget Efficiency as a Manifestation of Fairness Democracy https://online-journal.unja.ac.id/JES/article/view/36598 <p>The general elections in Indonesia, which serve as a primary determinant of democracy, face post-COVID-19 pandemic challenges. This research evaluates the efficiency, implementation, and impact of Law Number 7 of 2017 and Law Number 10 of 2016 concerning the simultaneous elections in 2024. The research focuses on financing efficiency, implementation evaluation, and a comparison with non-simultaneous elections. The study employs a descriptive-analytical and qualitative approach, emphasizing legal principles using responsive law theory and progressive law theory. Results indicate the successful implementation of Law Number 7 of 2017 in the 2019 simultaneous elections, enhancing efficiency through cost and time savings. Challenges like logistics and voter data updates require further attention. The synergy between Law Number 10 of 2016 and Law Number 7 of 2017 establishes a robust legal foundation, reinforcing more effective and participative general elections. The interconnection between election laws and simultaneous elections strengthens the basis for better general election administration. Improvements in addressing challenges and ensuring regulatory consistency should be the focus for enhanced future general elections.</p> Yenita Copyright (c) 12 4 THE INFLUENCE OF INFORMATION TECHNOLOGY ON SMALL AND MEDIUM MICRO ENTERPRISES IN TAMAN CIBEUNYING https://online-journal.unja.ac.id/JES/article/view/36581 <p>Penelitian ini bertujuan untuk mengevaluasi pengaruh teknologi informasi terhadap kinerja Usaha Mikro Kecil dan Menengah (UMKM) di Taman Cibeunying, Bandung. Dengan menggunakan metode kuantitatif, penelitian ini mengumpulkan data dari sejumlah pemilik UMKM terkait penggunaan teknologi informasi dalam operasional bisnis mereka. Hasil penelitian menunjukkan bahwa pemahaman teknologi informasi berkontribusi secara signifikan terhadap peningkatan <em>efisiensi</em> operasional, <em>peningkatan</em> penjualan, dan <em>perluasan</em> jangkauan pasar. Temuan ini memberikan wawasan bagi pemangku kepentingan mengenai pentingnya mendukung infrastruktur <em>teknologi</em> bagi UMKM di kawasan ini.Penelitian ini diharapkan dapat memberikan wawasan bagi para pelaku UMKM dalam pemanfaatan teknologi informasi untuk pengembangan bisnis mereka.</p> <p>Kata kunci : <em>efisiensi, peningkatan, perluasan, teknologi</em></p> Chekas Wildhan Copyright (c) 12 4 Determinants of Fraud Prevention (Empirical Study on the Papua Provincial Government and Keerom Regency) https://online-journal.unja.ac.id/JES/article/view/36563 <p>This study was conducted with the aim of empirically proving the influence of internal control, risk management, and whistleblowing system on fraud prevention. This kind of research is quantitative in nature, and all of the data used in the study came from questionnaires that were given to participants. The population of the study is employees who work as auditors at the Papua Provincial Inspectorate and Keerom Regency Inspectorate offices. The software used to process the data in this study is WarpPls 7.0, data processing is carried out from outer model testing, inner model testing, and hypothesis testing. The results of data processing in this study are that internal control and whistleblowing system have a positive and significant effect on fraud prevention at the Papua Provincial Inspectorate and Keerom Regency Inspectorate, while risk management does not have a significant effect on fraud prevention. This variable cannot be considered an accurate representation of the risk management conditions at the Papua Provincial Inspectorate office and the Keerom Regency Inspectorate towards fraud prevention.</p> Syaikhul Falah Copyright (c) 12 4 Community Based Tourism Model in Pagar Batu Village, Sumenep in Managing Bukit Tawap Tourism Using the Degree of Citizen Power Approach https://online-journal.unja.ac.id/JES/article/view/36527 <p>The aim of this research is to implement management of Bukit Tawap Community Based Tourism based on Degrees of Citizen Power, as well as to construct a model for managing Bukit Tawap natural tourism based on community participation (Community Based Tourism (CBT)) using the Degrees of Citizen Power approach. This research is a type of participatory descriptive qualitative research using a participatory phenomenological approach and an FGD approach. Data analysis techniques are assisted using Atlas.Ti software so that researchers can carry out more organized, systematic, effective and efficient data analysis in research. The results of this research are that the implementation of Bukit Tawap tourism in Pagar Batu Village is based on the community's spirit of mutual cooperation and is facilitated by the village government. Capacity building activities have been carried out such as tourism management, service delivery and promotion to improve the skills needed for sustainable development. The main challenge in managing community-based tourism is changing mindsets and improving coordination patterns between parties. The model construction was created as an effort to adapt to the conditions and needs that occur in the Bukit Tawap tourist area by considering the strengths, weaknesses, opportunities and challenges, then building an institutional coordination framework that must be owned by the village government and Bukit Tawap tourism managers based on participation</p> Ach. Zuhri Copyright (c) 12 4 Economic Growth, Investment and Employment in the Border Province of Indonesia-Malaysia https://online-journal.unja.ac.id/JES/article/view/36494 <p><em>This research examines the cointegration and causality among investment, employment and economic growth and the effect of investment and employment on economic growth in West Kalimantan. The study used secondary data covering 14 districts/cities for ten years (2013-2022) and employed the Vector Error Correction Model (VECM) in the Vector Autoregressive (VAR) framework. The research found that investment, employment and economic growth are cointegrated; investment and employment have a positive and significant effect on economic growth; there is a bi-directional causality between investment and economic growth, one-directional causality from employment to economic growth, while investment causes economic growth through employment.</em></p> Fariastuti Djafar Gigin Auliya Copyright (c) 12 4 STABILITY ISLAMIC BANK IN INDONESIA; ROA AND RISK PROFILE AS A VARIABLE https://online-journal.unja.ac.id/JES/article/view/36462 <p>This research focuses on the issue of sustainability of Islamic banks in Indonesia. The main issue in the ability of Islamic banks to maintain stability can be seen in the bank's ability to generate profits every year. This research analyzes the influence of NPL, CAR and ROA on the stability of Sharia Banks in Indonesia. The research object is PT. Bank Muamalat Tbk. The research method used is descriptive quantitative with the analytical tool namely multiple linear regression. The research results show that risk profile and ROA have a significant effect on the stability of Islamic banks in Indonesia.</p> iqra wiarta Wiarta Nur Hidayah Copyright (c) 12 4 The Impact of Underground Economy Activities on the Local Economy in the Border Area of North Central Timor District and Oecusse Enclave - Timor Leste https://online-journal.unja.ac.id/JES/article/view/36460 <p><em>The border areas of North Central Timor District and the Oecusse Enclave are geographically difficult to monitor and are often the site of underground economic activities. Limited access to formal employment and high costs of official transactions encourage local people to engage in illegal trade. This research aims to understand the impact of underground economic activities on the local economy in the border region. Using a qualitative approach, this research examines economic, social, and security aspects. The results show that underground economic activities have a significant impact on the local economy. From an economic perspective, this activity provides additional income for people who do not have access to formal employment, but it is detrimental to the overall economy.</em><em> From a social aspect, underground economic activities increase crime rates and erode social and moral values. From a security aspect, this activity adds to the challenges of law enforcement. Large and difficult-to-monitor border areas are fertile ground for various illegal activities. To overcome the negative impacts of underground economic activities, a comprehensive and coordinated policy is needed. Increased border surveillance and patrols with advanced technology, as well as cooperation between Indonesia and Timor Leste in law enforcement, are essential. Economic empowerment programs, educational campaigns, capacity building, and facilities for security forces are also steps that need to be taken. </em></p> Frederic Nalle Copyright (c) 12 4 The impact of digital transformation on financial inclusion: Evidence from MSMEs in Indonesia https://online-journal.unja.ac.id/JES/article/view/36399 <p>The integration of digitalization in micro, small, and medium enterprises (MSMEs) has become a cornerstone in enabling these businesses to thrive within an increasingly competitive and dynamic marketplace. This study, based on data from a survey of 5,553 MSMEs, examines the impact of digitalization on financial inclusion and enterprise productivity. The findings reveal that digitalization reduces MSMEs' dependence on traditional banking systems for credit, facilitating access to alternative financing options through internet-based technologies. Moreover, advancements in technology contribute to increased bank loans and improved MSME productivity by overcoming conventional barriers to financial inclusion and reaching previously underserved segments of the MSME sector. The adoption of formal business status fosters structured and organized operations, thereby enhancing overall performance, while the mere longevity of a business does not guarantee increased productivity. Additionally, improved financial management skills acquired through training are shown to diminish reliance on traditional bank financing. The study also highlights the adverse effects of the COVID-19 pandemic, including lockdown measures, supply chain disruptions, and changes in consumer behavior, which collectively led to a decline in MSME productivity.</p> Harunurrasyid Harunurrasyid Gustriani Gustriani Mardalena Mardalena Rahma Nida Copyright (c) 2024 Harunurrasyid Harunurrasyid, Gustriani Gustriani, Mardalena Mardalena, Rahma Nida https://creativecommons.org/licenses/by/4.0 2024-10-31 2024-10-31 12 4 343 356 10.22437/ppd.v12i4.36399 Rising above the tide: enhancing urban resilience through the Blue Deal Partnership in Semarang https://online-journal.unja.ac.id/JES/article/view/36330 <p>This study evaluates the Blue Deal Partnership between Semarang, Indonesia, and the Netherlands, focusing on urban sustainability challenges. The urgency lies in addressing increasing flood risks in coastal cities like Semarang due to climate change and land subsidence. Leveraging Dutch water management expertise, the partnership aims to enhance flood control systems, improve wastewater treatment, and develop climate-resilient urban areas. This study uses descriptive-qualitative methods. Sources comes from articles, news, and documents that still in-line with this theme. Results show significant improvements in Semarang's flood resilience and urban sustainability, with successful implementation of polder systems, enhanced wastewater treatment capacity, and increased community involvement. Despite adaptation challenges, the partnership demonstrates that international collaborations can yield innovative, context-specific solutions, strengthening the city's water resource management. This research underscores the potential for replicating such models in other coastal cities facing similar sustainability challenges.</p> Amalia Izah Harinda Arie Kusuma Paksi Copyright (c) 12 4 Collaborative Financing in Supporting the Slum Upgrading Program (Case Study: Kampong Mojo, Surakarta, Indonesia) https://online-journal.unja.ac.id/JES/article/view/36300 <p>Financing the upgrading of slum settlements in urban areas presents a significant challenge. The limited government budget and the relatively low economic capacity of the residents necessitate a financing scheme that is viable for all parties involved. Conversely, there are several potential sources of financing available as alternatives for urban development. This article aims to explore how the collaborative financing scheme employed in the slum upgrading of Kampung Mojo, a slum area, effectively supports the area to become a transformation of the area into a livable settlement. The research methodology utilized is a case study, where data is collected through observation, document analysis, and interviews. The analysis encompasses the following stages: 1) identification of the slum settlement planning process; 2) analysis of the collaborative process in financing the slum settlement planning; 3) analysis of the opportunities and challenges associated with collaborative financing schemes in promoting the sustainability of slum settlement planning. The findings of the study demonstrate that the existence of a collaborative financing scheme, involving various stakeholders, enhances the likelihood of successful financing and improves access to livable settlements, particularly for low-income communities residing in slum areas.</p> Hakimatul Mukaromah Copyright (c) 12 4 Empowering Minds: The Role of Gender Responsive Curriculum in Transforming Indonesian Universities https://online-journal.unja.ac.id/JES/article/view/36267 <p style="margin: 0cm; text-align: justify;"><span lang="EN-US">The implementation of a gender-responsive curriculum promotes the enhancement of management quality and teaching processes at every educational unit, aiming to improve the overall quality of education. This study, which is a continuation of previous research, focuses on the development of academic manuscripts and gender-responsive curriculum models. It now seeks to conduct a more in-depth evaluation from the planning stage, implementation, to the evaluation of the learning process by referring to the principles of gender equality curriculum. This research also qualitatively explores the implementation of a gender-responsive curriculum applied in the learning process in Indonesia. The research method used is a focus group discussion attended by 10 respondents through interviews and observations, utilizing these instruments to gather information. Structured interviews also included senior officials in student affairs and alumni, the women's empowerment agency, and the police. Based on the research findings, criteria for a gender-responsive curriculum with equality principles were obtained for several courses in various study programs. The study suggests revising some semester-long course plans in several study programs to be gender-responsive and adjusting the criteria for a gender-responsive curriculum to align with gender equality principles. Future plans include implementing changes in some courses by incorporating gender-responsive materials into the semester course plans at the university level.</span></p> Heriberta Heriberta Yayuk Sriayudha Delita Sartika Sri Wachyunni Copyright (c) 12 4 The Role of Pertamina's CSR in transforming the creativity and innovation of Jambi Batik craftsmen at home https://online-journal.unja.ac.id/JES/article/view/36266 <p>Programs for alleviating poverty and improving people's welfare are the responsibility of all components of civil society and the private sector, encouraging productive participation in economic and creativity-based community movements for the benefit of all. Pertamina's Corporate Social Responsibility (CSR) program exemplifies this commitment by aiming to be a socially responsible community partner. Pertamina allocates funds, resources, and expertise to the communities it serves, creating a sustainable environment for batik in line with the triple bottom line principle (people, profit, and planet). As a public company, Pertamina is required to allocate part of its profits to CSR programs. This research aims to identify the problems and obstacles faced by craftsmen and the government in developing Jambi batik, and to understand the role of CSR in transforming the creativity and innovation of home-made Jambi batik into a cultural asset for the people of Jambi. It also examines government policies for developing Jambi batik that adhere to the triple bottom line principle to maintain sustainability. Pertamina's CSR funds, following this principle, aim to enhance community expertise, improve skills, and support batik-related activities within the community, which is crucial for preserving Indonesian culture. The rise of imitation batik, both locally and internationally, significantly impacts batik craftsmen in Jambi Province. Therefore, developing batik centers is essential to ensure that Jambi batik remains recognized and valued. However, these centers face challenges, particularly limited funding, which restricts production capacity. Hence, financial support from local governments and companies is highly beneficial.</p> Heriberta Heriberta Yayuk Sriayudha Meri Yarni Copyright (c) 12 4 REGRESI ROBUST DALAM MENGATASI DATA PENCICILAN (PENGARUH TINGKAT PENGANGGURAN TERBUKA, INFLASI, DAN UPAH MINIMUM TERHADAP KETIMPANGAN PENDAPATAN DI SUMATERA UTARA) https://online-journal.unja.ac.id/JES/article/view/36259 <p><em>This research aims to determine the correlation between the influence of the open unemployment rate, inflation and the minimum wage on income inequality in North Sumatra considering that in 2023 the Gini ratio tends to be high. The research method used is Robust Least Square Regression for installment data. The MM estimation model was found to be more dominant with a level of 88%. Showing that X1 and</em> <em>X3 has an effect on Y. Therefore, the solution offered is a minimum wage policy that is implemented better so as to reduce income inequality in North Sumatra.</em></p> <p><strong><em>Keywords: Gini ratio, installments, Robust Least Square</em></strong></p> Nurdini Copyright (c) 12 4 TINGKAT PENGANGGURAN TERBUKA, INFLASI, DAN UPAH MINIMUM TERHADAP KETIMPANGAN PENDAPATAN DI SUMATERA UTARA PERIODE 2014-2023 https://online-journal.unja.ac.id/JES/article/view/36258 <p>Penelitian ini bertujuan untuk mengetahui korelasi antara pengaruh tingkat pengangguran terbuka, inflasi, dan upah minimum terhadap ketimpangan pendapatan sumatera utara. Metode penelitian yang digunakan ialah Regresi Linier Berganda yang diolah menggunakan software eviews 10 . Adapun pendekatan yang digunakan pada penelitian ini menggunakan pendekatan kuantitatif dengan analisis asosiatif, dengan populasi dari laporan BPS Sumatera Utara tahun 2014-2023. Hasil Menunjukkan bahwa Tingkat Pengangguran terbuka dan upah minimum &nbsp;berpengaruh pada Ketimpangan pendapatan. Maka dari itu solusi yang ditawarkan ialah kebijakan penetapan pemerataan pekerjaan dan penetapan gaji yang diterapkan lebih baik lagi sehingga mampu mengurangi ketimpangan pendapatan di Sumatera Utara.&nbsp;</p> <p><strong>Kata kunci : </strong><strong>Kebijakan, Korelasi</strong><strong>, </strong><strong>Sumatera Utara</strong></p> Nurdini Copyright (c) 12 4 An analysis of employment participation and its determinants among older adults in Jambi Province, Indonesia https://online-journal.unja.ac.id/JES/article/view/35786 <p>The older adult population in Jambi Province constituted 10.23% of the total population in 2023, categorizing it as an "aging population." This study aims to provide an overview of the employment participation of older adults in Jambi Province and to analyze the factors influencing their continued engagement in the labor force. The research employs descriptive and inferential analyses, utilizing binary logistic regression methods based on data from the National Labor Force Survey (Sakernas) conducted in October 2023 in Jambi Province. The findings reveal that the majority of the older adult population in Jambi Province remains actively employed, with 53.40% reporting work as their main activity. The working older adult population is predominantly characterized by individuals residing in rural areas, males, those with education levels up to junior high school or lower, individuals without physical limitations, married individuals, and heads of households—factors that significantly increase their likelihood of being employed in old age. The agricultural sector serves as the primary employer for the older adult workforce in Jambi, absorbing 69.64% of older adult workers, followed by the trade sector at 10.95%. Both sectors are characterized by their minimal reliance on formal educational qualifications, emphasizing physical capability over academic credentials.</p> Eva Riani Arie Wahyu Wijayanto Arham Rivai Copyright (c) 2024 Eva Riani, Arie Wahyu Wijayanto, Arham Rivai https://creativecommons.org/licenses/by/4.0 2024-10-31 2024-10-31 12 4 371 382 10.22437/ppd.v12i4.35786 Potential scenario of sustainable tourism through women's empowerment: A SMIC-Prob scenario analysis for Penglipuran Village, Bali, Indonesia https://online-journal.unja.ac.id/JES/article/view/35575 <p>Penglipuran Village is a popular destination for tourists seeking to experience the essence of Bali. Known for its environmentally friendly settlement, Penglipuran is distinguished by its orderly and symmetrical buildings, each with a uniform main gate called <em>Angkul-Angkul</em>. The community places great value on upholding the honor of women in Bali. The objective of this research is to evaluate the potential scenarios that could empower women in the tourism industry and determine the sensitivity of scenarios that drive tourism sustainability in Penglipuran Village. This was achieved using the SMIC-Prob Expert model. The analysis identified three main priority scenarios: (1) working as usual, (2) improving side businesses, and (3) changing the profession. The results indicate that the scenario combination with the highest probability is "110," with an opportunity size of 0.138. This combination, where women continue to work as usual (<em>PrimJob</em>) and focus on the improvement of side businesses (<em>SidePrim</em>), is the best option for women tourism actors to support the sustainability of tourism in Penglipuran Village. Sensitivity analysis, measured by elasticity, identifies <em>SidePrim</em> as the "prime mover" or main driver of tourism sustainability. By implementing improvements in side businesses, women’s involvement in tourism can significantly contribute to achieving future goals alongside stakeholders and the government.</p> I Gusti Ayu Mira Ananda Putri Ida Ayu Nyoman Saskara Copyright (c) 2024 I Gusti Ayu Mira Ananda Putri, Ida Ayu Nyoman Saskara https://creativecommons.org/licenses/by/4.0 2024-08-31 2024-08-31 12 4 305 320 10.22437/ppd.v12i3.35575 ANALYSIS OF VILLAGE FUNDS TO IMPROVE RESOURCE DEVELOPMENT IN PITU VILLAGE , TOBELO TENGA DISTRICT https://online-journal.unja.ac.id/JES/article/view/34820 <p>This research aims to analyze the description and explanation of Village Fund Management in the Development of Sumbera Pitu Village. Apart from that, analyze Inhibiting and supporting factors for managing village funds in Pitu Village, Tobelo Tenga District , Regency North Kalmahera. The research method is qualitative description, while the research location In Pitu Village , the research location was determined purposively, with resource persons or informants including, Head of Village, Head of Bumdes, Community of Bumdes Actors. Data collection methods use observation, in-depth interviews <em>, </em>documentation. Meanwhile, the data analysis technique used in research uses an interactive perspective method and can be tested for the validity of the data, following the triangulation method , namely, data reduction, data display, data verification, simultaneously with the implementation of inspection techniques for a number of certain criteria. Results of research analysis of Village Fund management in developing Pitu Village resources with an approach to several problems that need to be looked at, 1) Planning 2) Implementation 3) Administration 4 ) Accountability Reporting. has followed the applicable rules in managing Village Funds . Village Fund Management focuses on village development and community empowerment . In carrying out the development of the Village , the development of roads and so on has been carried out to the maximum. Also, in empowering the P Village community , beach tourism is being managed by BUMDes as an effort to empower the community and help the community increase their income. However, it cannot be denied that in 2023 -2024 in managing coastal tourism Pitu Village is not optimal due to the spread of Covid-19 so the government urges the public not to create crowds to avoid the spread. So the management of beach tourism is not optimal. However, the government continues to monitor beach tourism every day to see significant developments.</p> <p>&nbsp;</p> Ibnu Kanaha Copyright (c) 12 4 ANALYSIS OF THE CONSTRUCTION SECTOR AND ROLE IN GROSS REGIONAL DOMESTIC PRODUCT (GRDP) IN JAMBI PROVINCE https://online-journal.unja.ac.id/JES/article/view/34515 <p><em>This research aims to examine and analyze the GRDP potential of the construction sector in City Districts in Jambi Province and its influence on the GRDP of the construction sector. Analysis tools LQ, DLQ, Klassen Typology, panel data regression. Types of quantitative data via website: https://jambi.bps.go.id. The results of research on the GRDP potential of the construction sector in Jambi Province, the non-based sector is not prospectively advanced but is under pressure. Kerinci Regency, Bungo and Jambi City are prospective base sectors which are rapidly advancing and growing. Merangin Regency, Tebo and Sungai Penuh. The prospective base sector is growing. Sarolangun Regency's base sector is not prospective for development. East Tanjung Jabung and West Tanjung Jabung Regencies The non-base sector is prospectively developing but under pressure. Batanghari Regency, the non-base sector has no prospective development. Muaro Jambi Regency, the non-prospective non-based sector is relatively lagging behind. The partial test results of construction workers, construction service business entities, human development index significantly influence the construction sector GRDP variable while the construction cost index, capital expenditure do not significantly influence the construction sector GRDP variable and the simultaneous test results obtained R2 72.05%. </em></p> Suhermanyakub Suherman Haryadi Haryadi Zulfanetti Syaparuddin Copyright (c) 12 4 Digital-based performance model for the Arabica Coffee supply chain: A case study of the Koerintji Barokah Bersama Cooperative in Kerinci, Indonesia https://online-journal.unja.ac.id/JES/article/view/34483 <p>This study examines the performance model of the Arabica coffee supply chain managed by the Koerintji Barokah Bersama Cooperative, emphasizing the integration of supply chain management (SCM), social capital (SC), and information technology (IT) to enhance efficiency, transparency, and competitiveness. Using a mixed-methods approach involving descriptive analysis and Structural Equation Modeling (SEM), the study explores the current state of SCM, SC, and IT, evaluates supply chain performance, and develops a comprehensive performance model. The findings indicate that SCM, SC, and IT significantly influence supply chain performance, with IT and SC playing crucial mediating roles. The cooperative demonstrated strengths in reliability, flexibility, and utility, though cost management requires further improvement. The proposed model validates that a collaborative and digital approach can improve operational efficiency, stakeholder coordination, and market adaptability. The study highlights the need for stronger SCM coordination, enhanced SC through trust and collaboration, and greater IT adoption for real-time monitoring and data-driven decision-making. Despite its robust methodology, limitations include a localized focus and exclusion of broader external factors like global market trends and climate change. Future research should explore advanced technologies such as IoT, AI, and Big Data Analytics and assess long-term performance across diverse regions and market contexts to ensure sustainability and global competitiveness.</p> Teguh Tri Handiyanto Suandi Suandi Fuad Muchlis Copyright (c) 2024 Teguh Tri Handiyanto, Suandi Suandi, Fuad Muchlis https://creativecommons.org/licenses/by/4.0 2024-10-31 2024-10-31 12 4 383 402 10.22437/ppd.v12i4.34483 The impact of the blue economy and renewable energy on CO2 emissions in Indonesia: An ARDL approach https://online-journal.unja.ac.id/JES/article/view/34183 <p>Indonesia, the largest archipelagic country in the world with rich marine biodiversity, has significant potential for developing a blue economy encompassing aquaculture, sustainable fisheries, and maritime tourism. However, if not managed sustainably, these activities could increase CO2 emissions. Indonesia is also among the world's highest emitters of greenhouse gases, largely due to deforestation, forest burning for agriculture, and reliance on fossil fuels in the energy sector. Given global commitments to reducing emissions and mitigating climate change, this research explores how the blue economy and the transition to renewable energy can contribute to lowering CO2 emissions. This study examines both short- and long-term impacts using the Autoregressive Distributed Lag (ARDL) approach. The findings reveal that while increased aquaculture production initially reduces CO2 emissions due to efficiency gains and environmentally friendly technologies, its long-term effects are more complex and may lead to higher emissions. On the other hand, renewable energy consumption significantly reduces CO2 emissions in the short and long term. Conversely, higher energy intensity contributes to increased CO2 emissions, which can be mitigated through improved energy efficiency.</p> Xenaneira Shodrokova Anna Yulianita Abdul Bashir Imam Asngari Ariodillah Hidayat Copyright (c) 2024 Xenaneira Shodrokova, Anna Yulianita, Abdul Bashir, Imam Asngari, Ariodillah Hidayat https://creativecommons.org/licenses/by/4.0 2024-08-31 2024-08-31 12 4 255 270 10.22437/ppd.v12i3.34183 k Peningkatan Kinerja Keuangan Daerah untuk Pengembangan Ekonomi Daerah Berkelanjutan Pada Kabupaten/Kota Di Provinsi Jambi https://online-journal.unja.ac.id/JES/article/view/34177 <p>Penelitian ini bertujuan untuk meningkatkan kinerja keuangan daerah untuk mendukung pengembangan ekonomi daerah yang berkelanjutan pada Kabupaten/Kota di Provinsi Jambi. Pelaksanaan otonomi daerah memerlukan sumber dana, terutama dari Pendapatan Asli Daerah (PAD), untuk membiayai program pembangunan. Akan tetapi, analisis dari tahun 2017-2022 menunjukkan bahwa rata-rata derajat desentralisasi fiskal di daerah ini masih sangat rendah. Penelitian ini memfokuskan pada sembilan dari sebelas kabupaten/kota di Provinsi Jambi. Metode yang digunakan dalam penelitian ini meliputi analisis data panel dan analisis SWOT, yang disesuaikan menjadi model Dapel SWOT. Data yang digunakan bersumber dari BPS, DJPK Kemenkeu, dan Bappeda. Hasil penelitian menunjukkan bahwa peningkatan kinerja keuangan daerah dapat dicapai melalui strategi yang tepat berdasarkan analisis faktor internal dan eksternal. Model regresi data panel yang digunakan terdiri <strong>atas</strong> tiga pendekatan, yaitu model Pooled Least Squares, fixed effect, dan random effect. Hasil dari model fixed effect menunjukkan bahwa beberapa variabel independen memiliki pengaruh signifikan pada kinerja keuangan daerah</p> Faradilla Herlin Copyright (c) 12 4 Financial Sustainability Analysis of Sharia Banking and Factors that Affect It https://online-journal.unja.ac.id/JES/article/view/33912 <p>This study aimed to analyze the influence of Return on Assets (ROA), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Financing Deposit Ratio (FDR), Operating Expenses Operating Income (BOPO) on Financial Sustainability Ratio (FSR) of Islamic Banking in Indonesia. The population of this study includes all Islamic Banking companies in Indonesia for the period of 2012-2021. The sampling technique uses purposive sampling technique. Based on predetermined criteria obtained by 6 companies. The type of data used is secondary data obtained from the respective Banking website. The analytical method used is panel data regression analysis. The results showed that the Capital Adequacy Ratio and Financing to Deposit Ratio (FDR) had positive and insignificant results on the Financial Sustainability Ratio, while the Capital Adequacy Ratio (CAR) had a positive and significant effect on the Financial Sustainability Ratio, In contrast Non Performing Financing (NPF) and Operational Costs and Operating Income (BOPO) have negative and insignificant results on the Financial Sustainability Ratio.</p> Ichsan Hamidi Deassy Apriani Abdul Bashir Suhel Copyright (c) 12 4 Understanding Qualitative Resear Understanding Qualitative Research: A Review of Lapan et al. (2012) Qualitative Research: An Introduction to Methods and Design https://online-journal.unja.ac.id/JES/article/view/33829 <p>This article reviews a book entitled, <em>Qualitative Research: An Introduction to Methods and Designs</em><em>,</em> authored by Lapan, et al. (2012). The reviewers found this book to be an introductory source material for beginner researchers who have limited experience in qualitative research. It can also serve as a supplementary guide for advanced researches who are interested in becoming focused qualitative researchers. We have observed that the book provides explanations of peculiar designs and methodologies other than a mere focus on methods, emphasizing more on philosophical orientations guiding qualitative researchers while depicting uniquely framed newer paradigms. The concepts described in the book are also written in a simple language supported by step-by-step explanations or guides. Thus, we believe that the book contributes to the development of qualitative research as a discipline and beyond an approach. However, while peculiarities of emphasis on methodologies can be considered strengths, excessive indulgence in these paradigmatic orientations to which novice researchers have less exposure may obscure some basics of qualitative research. &nbsp;</p> Solomon Terfasa Copyright (c) 12 4 The impact of fiscal policy on the underprivileged population in Indonesia https://online-journal.unja.ac.id/JES/article/view/33824 <p>This study examines the impact of government spending across various sectors on poverty in Indonesia, motivated by the need to understand how fiscal policies affect the well-being of people experiencing poverty. Using Ordinary Least Square (OLS) and Least Square Dummy Variable (LSDV) models, the findings reveal that government spending on public services, health, education, and social protection significantly affects the number of poor people. However, spending on public services and education shows a positive coefficient, which may result from mandatory spending regulations not directly aimed at improving welfare. In contrast, government spending in the economic sector has an insignificant impact on poverty, indicating that the effects may require more than one period to manifest. Further analysis is necessary to explore this relationship. The consistency of the results was enhanced by incorporating district/city status as a predictor. These findings highlight the need for a more targeted approach to government spending to reduce poverty in Indonesia effectively.</p> Andrianus Damai Yesi Aprianti Copyright (c) 2024 Andrianus Damai, Yesi Aprianti https://creativecommons.org/licenses/by/4.0 2024-08-31 2024-08-31 12 4 321 342 10.22437/ppd.v12i3.33824 The ANALYSIS OF THE INFLUENCE OF EASE, UTILITY, AND RISK ON THE USE OF THE INDONESIAN STANDARD QUICK RESPONSE CODE (QRIS) AS A PAYMENT SYSTEM IN THE PERSPECTIVE OF ISLAMIC ECONOMICS AT TEANOL CAFE IN JAMBI CITY https://online-journal.unja.ac.id/JES/article/view/33811 <p><em>In line with the increasing development of smartphone use in Indonesia, Bank Indonesia has issued a national QR Code called QRIS with the aim of simplifying digital financial transactions. The aim of this research is to determine the partial and simultaneous influence of convenience, usefulness and risk on the use of QRIS as a payment system at Cafe Teanol, Jambi City. This research uses quantitative research with the population of Cafe Teanol consumers in Jambi City using QRIS, the sampling method uses purposive sampling, determining the number of samples using the Slovin formula with a result of 100 respondents. Data collection uses a questionnaire. The data from the questionnaire was processed using SmartPLS 3. The research results show that QRIS is permitted in Islam because regarding the use of non-cash payments as long as no one is harmed in the buying and selling then it is legal. And the test results show that the variables of convenience, usefulness and risk have a partial and simultaneous effect on the use of QRIS as a payment system at Cafe Teanol, Jambi City.</em></p> <p><em>Keywords: Use of QRIS, Convenience, Benefits a</em><em>nd Risks.</em></p> Alda Mariatul Copyright (c) 12 4 STRATEGI PENGEMBANGAN WILAYAH BERBASIS SEKTOR UNGGULAN DI KABUPATEN MALAKA https://online-journal.unja.ac.id/JES/article/view/33616 <p><strong>ABSTRAK</strong></p> <p>Sektor unggulan wilayah menjadi salah satu tumpuhan tolak ukur untuk mengetahui berkembangnya suatu perekonomian daerah. Sektor unggulah menjadi salah satu tumpuhan bagi sektor lain sehingga menjadi pengaruh bagi pertumbuhan ekonomi bagi suatu wilayah.&nbsp;&nbsp; Ada tiga tujuan dari penelitian ini adalah mengidentifikasi sektor yang menjadi sebagai potensi sektor basis dan non-basis dalam perekonomian Kabupaten Malaka, mengidentifikasi sektor yang menjadi potensi sebagai tingkat pertumbuhan dalam perekonomian Kabupaten Malaka, dan&nbsp; Mengidentifikasi sektor-sektor apakah yang menjadi potensi sebagai laju pertumbuhan ekonomi dan sektor unggulan di Kabupaten Malaka. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari Badan Pusat Statistik Kabupaten Malaka.&nbsp; Teknik analisis data yang digunakan adalah analisis Location Quetient (LQ), analisis Shit Share dan analisis Growth Share. Berdasarkan hasil analisis Location Quetient Kabupaten Malaka dan Provinsi NTT tahun 2014-2022 menunjukan bahwa sektor yang menjadi sektor basis adalah Sektor pertanian, kehutanan dan perikanan, sektor industri pengolahan, &nbsp;sektor kontruksi, sektor transportasi dan pergudangan, sektor real estate, sektor administrasi pemerintahan, pertahanan dan jaminan sosial wajib, serta sektor jasa lainnya yang memiliki nilai LQ &gt; 1. Menurut analisis Shift Share semua sektor basis yang dihasilkan oleh analisis LQ semua sektor tersebut memiliki nilai positif (+) yang artinya sektor pertanian, kehutanan dan perikanan, sektor industri pengolahan, &nbsp;sektor kontruksi, sektor transportasi dan pergudangan, sektor real estate, sektor administrasi pemerintahan, pertahanan dan jaminan sosial wajib, serta sektor jasa lainnya mengalami kemajuan atau memiliki tingkat pertumbuhan yang baik. Berdasarkan analisis Growth Share pada ketujuh sektor basis dan memiliki tingkat pertumbuhan yang baik (+) adalah terdapat lima (5) sektor yang berpotensi menjadi laju pertumbuhan ekonomi dan sektor unggulan wilayah atau memiliki nilai Grouth dan Share yang positif (+) yaitu sektor pertanian, kehutanan dan perikanan,&nbsp; sektor konstruksi, sektor real estate, sektor transportasi dan pergudangan, sektor jasa perusahaan dan sektor administrasi pemerintahan, pertahanan dan jaminan sosial wajib.</p> <p><strong>Kata Kunci:</strong> Sektor Basis, Pertubuhan Ekonomi dan Laju Pertumbuhan dan Unggulan Wilayah</p> <p>&nbsp;</p> Dominggus Bere Nahak Copyright (c) 12 4 ANALISIS PENGARUH JUDI ONLINE, BUDAYA DAN PENGETAHUAN TERHADAP EKONOMI RUMAH TANGGA DI KELURAHAN BEIRAFU KECAMATAN ATAMBUA BARAT https://online-journal.unja.ac.id/JES/article/view/33607 <p><strong>ABSTRAK</strong></p> <p><em>Ekonomi rumah tangga merupakan bagian penting dalam memenuhi kebutuhannya harus memiliki penghasilan untuk memperoleh barang atau jasa. . Judi Online merupakan bentuk perjudian yang dilakukan melalui media internet tanpa pertemuan langsung, tetapi melalui jaringan daring. Budaya (kumpul keluarga)&nbsp; merupakan permasalahan yang timbul ditengah-tengah masyarakat dan dapat mempengaruhi kesejahteraan individu dan kelompok dalam masyarakat. Pengetahuan merupakan peran penting dalam kehidupan dan perkembangan indvidu, dan masyarakat.</em> <em>Dalam hal ini terjadi penurunan </em><em>ekonomi rumah tangga </em><em>yang disebabkan oleh</em><em> berbagai</em><em> permasalahan seperti Judi Online, Budaya dan Pengetahuan yang dimana dari 3 faktor tersebut dapat mempengaruhi tingkat </em><em>k</em><em>ebutuhan Ekonomi Rumah Tangga</em><em> menurun</em><em>. Tujuan penelitian ini adalah untuk mengetahui pengaruh Judi Online (X<sub>1</sub>), Budaya (X<sub>2</sub>) dan Pengetahuan (X<sub>3</sub>) terhadap Ekonomi Rumah Tangga (Y) di Kelurahan Beirafu Kecamatan Atambua Barat. Data yang digunakan dalam penelitian ini adalah data primer yang bersumber dari identitas data responden Kelurahan Beirafu Kecamatan Atambua Barat, melalui observasi wawancara dan penyebaran kuisioner, studi ini mengunakan analisis regresi linear sederha dan analisis regresi berganda. Hasil penelitian&nbsp; menunjukkan bahwa secara parsial Judi online (X<sub>1</sub>) berpengaruh signifikan terhadap Ekonomi rumah tangga (Y) di Kelurahan beirafu, kecamatan atambua barat kabupaten belu. Hal ini dibuktikan dengan nilai t-statistik sebesar 3,561 dan probalitas&nbsp; 0,00. Terdapat pengaruh dan signifikan anatara Budaya (X<sub>2</sub>) terhadap Ekonomi rumah tangga (Y) di Kelurahan Beirafu, Kecamatan Atambua Barat. HaL ini dibuktikan dari hasil t-statistik 5,586 dan probalitas&nbsp; 0,000. Terdapat pengaruh dan signifikan antara Pengetahuan (X<sub>3</sub>)&nbsp; terhadap Ekonomi rumah tangga (Y) di Kelurahan Beirafu, Kecamatan Atambua Barat. Hal ini dibuktikan dari&nbsp; hasil t-statistik 6,746 dan probalitas 0,000. Variabel Judi online (X</em><em><sub>1</sub></em><em>), Budaya (X<sub>2</sub>) dan pengetahuan (X<sub>3</sub>) secara simultan memiliki pengaruh dan signifikan terhadap Ekonomi rumah tangga (Y) ) di Kelurahan Beirafu, Kecamatan Atambua Barat. Hal ini dibuktikan dari hasil F-statistik 18.580 dan nilai probalitas 0,000.</em></p> Emanuel Vergilius Kefi Copyright (c) 12 4 DETERMINAN KINERJA UMKM DI KECAMATAN INSANA UTARA KABUPATEN TIMOR TENGAH UTARA https://online-journal.unja.ac.id/JES/article/view/33603 <p>Penelitian ini bertujuan untuk mengetahui pengaruh modal usaha, lama usaha, motivasi kerja, dan promosi terhadap kinerja UMKM di kecamatan insana utara kabupaten timor tengah utara. Data yang digunakan dalam penelitian ini yaitu data primer yaitu data yang diperoleh melalui hasil wawancara, pembagian kuisioner dan lain-lain dan data sekunder yaitu data yang diambil pada dinas koperasi usaha mikro, kecil dan menengah kabupaten timor tengah utara pada dua tahun terakhir dari tahun 2021 hingga tahun 2022. Populasi dalam penelitian ini adalah sebanyak 147 orang pelaku UMKM dan sampel sebanyak 60 responden. Jenis data yang digunakan data kuantitatif, sumber datanya data primer dan sekunder. Pengambilan data dilakukan dengan wawancara berdasarkan kuesioner dan dokumentasi. Teknik analisis data yang digunakan adalah statistik deskriptif dan statistik inferensial yang terdiri dari analisis regresi sederhana, berganda, koefisien determinasi, dan pengujian hipotesis. Analisis data menggunakan program SPSS versi 26. Hasil penelitian menunjukkan bahwa : 1) secara simultan variabel modal usaha, lama usaha, motivasi kerja, dan variabel promosi berpengaruh signifikan&nbsp; terhadap variabel kinerja UMKM dengan tingkat signifikan sebesar 0,000 lebih kecil dari alpha 0,05. 2) Secara parsial tidak terdapat&nbsp; pengaruh antara variabel modal usaha terhadap kinerja UMKM tetapi memiliki hubungan yang signifikan antara modal usaha dengan kinerja UMKM dengan tingkat signifikan sebesar 0,001 lebih kecil dari alpha 0,05. 3) Secara parsial terdapat pengaruh &nbsp;signifikan antara variabel lama usaha terhadap kinerja UMKM dengan tingkat signifikan sebesar 0,004 lebih kecil&nbsp; dari alpha 0,05. 4) Secara parsial terdapat pengaruh yang signifikan antara variabel motivasi kerja terhadap kinerja UMKM dengan tingkat signifikan sebesar 0,001&nbsp; lebih kecil dari alpha 0,05. 5) Secara parsial tidak terdapat pengaruh antara variabel promosi terhadap kinerja UMKM tetapi memiliki hubungan yang signifikan antara variabel &nbsp;promosi terhadap kinerja UMKM dengan &nbsp;tingkat signifikansi sebesar 0,009 lebih kecil &nbsp;dari alpha&nbsp; 0,05). Dalam model ini menghasilkan nilai koefisien regresi sebesar 0.564 dan nilai koefisien determinasi (R²) sebesar 0.318 (31,8%)</p> <p><strong><em>Kata Kunci: </em></strong><em>Modal Usaha, Lama Usaha, Motivasi Kerja, Promosi, Kinerja UMKM.</em></p> yosefsuni suni Copyright (c) 12 4 Substitution or Complementary: The Effect of Peer to Peer Lending on Commercial Bank Credit and Indonesian Rural Bank Credit https://online-journal.unja.ac.id/JES/article/view/33594 <p>The emergence of peer to peer lending as a loan-based financial service platform that operates online raises concerns about the sustainability of banks, especially commercial banks and rural banks that have dominated the credit market. This study was conducted with the aim to analyze the effect of peer to peer lending on commercial bank credit and rural bank credit in Indonesia, whether the relationship formed is substituted or complementary. The method used in this study is panel data regression estimation, the data is monthly data per province in Indonesia with a time period of January 2020-September 2022. The results showed that peer to peer lending is complementary to commercial bank credit and rural bank credit in Indonesia, this relationship can be formed for several reasons, such as for the case of commercial banks because they serve different consumer segments and for commercial banks peer to peer lending not a threat.</p> Rania Octa Isyara Didik Susetyo Alghifari Mahdi Igamo Liliana Copyright (c) 12 4 PENGARUH MODAL, TEKNOLOGI, JUMLAH TANGKAPAN IKAN DAN PENDAPATAN TERHADAP KESEJAHTERAAN NELAYAN DI KECAMATAN INSANA UTARA KABUPATEN TIMOR TENGAH UTARA https://online-journal.unja.ac.id/JES/article/view/33595 <p><strong>ABSTRAK</strong></p> <p><a name="_Toc143666616"></a><a name="_Toc143235999"></a><a name="_Toc143235524"></a>Tujuan penelitian ini untuk mengetahui pengaruh Modal (X1), Teknologi (X2), Jumlah Tangkapan Ikan (X3), Pendapatan (X4) terhadap Kesejahteraan Nelayan (Y) di Kecamatan Insana Utara baik secara parsial maupun secara simultan. Penelitian ini di lakukan di Kecamatan Insana Utara Kabupaten Timor Tengah Utara. Adapun waktu penelitian yang di rencanakan mulai dari bulan Januari 2024 – selesai dengan jumlah sampel sebanyak 68 responden. Hasil penelitian ini menunjukan bahwa Modal (X1) berpengaruh terhadap Kesejahteraan Nelayan (Y) di Kecamatan Insana Utara Kabupaten Timor Tengah Utara dengan tingkat signifikan 0,001 atau lebih kecil dari 0,05. Teknologi (X2) berpengaruh terhadap Kesejahteraan Nelayan (Y) di Kecamatan Insana Utara Kabupaten Timor Tengah Utara dengan tingkat signifikan 0,026 atau lebih kecil dari 0,05. Jumlah Tangkapan Ikan&nbsp; (X3) berpengaruh terhadap Kesejahteraan Nelayan (Y) di Kecamatan Insana Utara Kabupaten Timor Tengah Utara dengan tingkat signifikan 0,140 atau lebih besar dari 0,05. Pendapatan&nbsp; (X4) berpengaruh terhadap Kesejahteraan Nelayan (Y) di Kecamatan Insana Utara Kabupaten Timor Tengah Utara dengan tingkat signifikan 0,003 atau lebih kecil dari 0,05. Modal (X1) berpengaruh terhadap Pendapatan&nbsp; (X4) di Kecamatan Insana Utara Kabupaten Timor Tengah Utara dengan tingkat signifikan 0,000 atau lebih kecil dari 0,05. Teknologi (X2) berpengaruh terhadap Jumlah Tangkapan Ikan (X3) di Kecamatan Insana Utara Kabupaten Timor Tengah Utara dengan tingkat signifikan 0,000 atau lebih kecil dari 0,05. Variabel Modal (X1), Varaibel Teknologi (X2), Varibel Jumlah Tangkapan Ikan (X3) dan Variabel Pendapatan (X4) secatra bersama-sama berpengaruh&nbsp; terhadap Kesejahteraan Nelayan (Y) dengan tingkat signifikan 0,005 atau lebih kecil dari 0,05</p> Arnoldus Bnao Copyright (c) 12 4 FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN NELAYAN DI KECAMATAN MALAKA BARAT KABUPATEN MALAKA https://online-journal.unja.ac.id/JES/article/view/33587 <p><strong><em>ABSTRAK</em></strong></p> <p><em>Penelitian ini dilaksanakan di Kecamatan Malaka Barat Kabupaten Malaka dengan responden sebanyak 71 orang. Masalah dalam penelitian ini adalah pendapatan rumah tangga nelayan di Kecamatan Malaka Barat disebabkan oleh berbagai faktor antara lain; modal kerja, pengalaman melaut dan migrasi sirkuler. Tujuan peneltian ini untuk mengetahui pengaruh variabel modal kerja, pengalaman melaut dan migrasi sirkuler terhadap pendapatan rumah tangga nelayan. Data yang digunakan dalam penelitian ini berupa data primer. Alat analisis yang digunakan dalam penelitian ini adalah analisis regresi linear berganda. Hasil penelitian menunjukan bahwa secara parsial modal kerja, pengalaman melaut dan migrasi sirkuler berpengaruh signifikan terhadap pendapatan rumah tangga nelayan ditunjukan dengan nilai signifikansi lebih kecil dari alpha 0,05 dan secara simultan berpengaruh signifikan antara modal kerja, pengalaman melaut dan migrasi sirkuler terhadap pendapatan rumah tangga nelayan di Kecamatan Malaka Barat Kabupaten Malaka</em></p> Maria Yanti Cardoso Copyright (c) 12 4 THE INFLUENCE OF REGIONAL ORIGINAL INCOME (PAD), GENERAL ALLOCATION FUNDS (DAU), AND SPECIAL ALLOCATION FUNDS (DAK) ON CAPITAL EXPENDITURE IN EAST NUSA TENGGARA PROVINCE https://online-journal.unja.ac.id/JES/article/view/33560 <p><em>Capital Expenditure is one of the groups of regional expenditures used in the purchase and provision of tangible goods that have more than one year's usability used in infrastructure development and the provision of public facilities. To increase the Capital Expenditure Budget, local governments can use the sources of funds contained in the APBD, including Regional Original Revenue (PAD), General Allocation Fund (DAU) and Special Allocation Fund (DAK). The purpose of this study is to determine the Effect of Regional Original Revenue (PAD), General Allocation Fund (DAU), and Special Allocation Fund (DAK) on Capital Expenditure in NTT Province. The data analysis technique used in this study is Multiple Linear Regression. The results of a simple linear regression analysis stated that, partially, the variable PAD (X<sub>1</sub>) had an insignificant effect on the variable Capital Expenditure (Y) which was shown with a significant value of 0.542 greater alpha. Partially, the DAU variable (X<sub>2</sub>) has an insignificant effect on Capital Expenditure (Y), shown by a significant value of 0.180 greater alpha. Partially, the DAK variable (X<sub>3</sub>) has a significant effect on Capital Expenditure (Y) shown by a significant value of 0.001 smaller than alpha. Simultaneously, the variables PAD (X1), DAU (X2), and DAK (X3) have a significant effect on Capital Expenditure (Y) shown by a significant value of 0.008 smaller alpha.</em></p> Lolita Germania Abi Copyright (c) 12 4 The Effect of Competitive Advantage on Good University Governance and University Performance: An Approach from the Resource-Based View https://online-journal.unja.ac.id/JES/article/view/33410 <p>The implementation of Good University Governance (GUG) is anticipated to enhance transparency, accountability, university performance, and elevate the competitiveness of universities to international levels. Despite these expectations, the current implementation of GUG in Indonesia falls short. This research specifically focuses on examining the impact of Competitive Culture (CC), Knowledge Development (KD) on GUG and university performance in public universities in Indonesia, utilizing the Resource-Based View (RBV) theory. The sampling method employed is cluster sampling. The results indicate a positive and significant effect of CC on GUG, KD on GUG, GUG on university performance, CC on university performance, and KD on university performance. In essence, these findings align with the RBV theory, asserting that university capabilities contribute to enhancing overall university performance. Additionally, suggestions have been proposed for future research to expand the study's scope by investigating other variables that may potentially influence Good University Governance (GUG) and university performance.</p> Vania Stephani Bangun Copyright (c) 12 4 The Effect of Competitive Advantage on Good University Governance and University Performance: An Approach from the Resource-Based View https://online-journal.unja.ac.id/JES/article/view/33408 <p>The implementation of Good University Governance (GUG) is anticipated to enhance transparency, accountability, university performance, and elevate the competitiveness of universities to international levels. Despite these expectations, the current implementation of GUG in Indonesia falls short. This research specifically focuses on examining the impact of Competitive Culture (CC), Knowledge Development (KD) on GUG and university performance in public universities in Indonesia, utilizing the Resource-Based View (RBV) theory. The sampling method employed is cluster sampling. The results indicate a positive and significant effect of CC on GUG, KD on GUG, GUG on university performance, CC on university performance, and KD on university performance. In essence, these findings align with the RBV theory, asserting that university capabilities contribute to enhancing overall university performance. Additionally, suggestions have been proposed for future research to expand the study's scope by investigating other variables that may potentially influence Good University Governance (GUG) and university performance.</p> Vania Stephani Bangun Copyright (c) 12 4 Sustainability Analysis of the Revolving Fund Programe: A Prospective Approach for MICMAC https://online-journal.unja.ac.id/JES/article/view/32778 <p>The importance of access to credit for micro, small, and handicraft household enterprises, including cooperatives, has been a major focus in improving working capital financing and capital accumulation to support industrial income. The government, with the assistance of the Revolving Fund Management Institution (LPDB), has launched a revolving fund program to strengthen the capital of KSP/USP-Cooperatives, increase the capacity of human resources in business and financial management, and strengthen the role of KSP/USP-Cooperatives in supporting efforts to expand employment opportunities and alleviate poverty. Based on data from the Cooperative Business Development Division of the Denpasar City UMKM Cooperative Office, from 2021 to 2023, five cooperatives received the LPDB revolving fund program, but did not always reapply for the program funds. This raises attention to the sustainability of the program and the factors that influence it. This study aims to identify the factors that influence the sustainability of the LPDB program for cooperatives in Denpasar City. Analysis using the MICMAC method shows that revolving fund administration requirements and member information and knowledge about revolving funds have the most significant direct influence. These findings emphasize the importance of simplifying administration and increasing member knowledge to support program success. Active participation of members also plays an important role in predicting the sustainability of the program, signifying the importance of members' direct involvement in supporting their economic activities</p> Fino Rihab Dibihantoro Ni Nyoman Reni Suasih Copyright (c) 12 4