Willian, R., H. Hasbullah, F. Widiastuti, and D. Dahmiri. “The Influence of Human Resource Competency and Entrepreneurial Characteristics on the Performance of Small and Medium Industries”. Jurnal Perspektif Pembiayaan Dan Pembangunan Daerah, vol. 9, no. 2, June 2021, pp. 153 -60, doi:10.22437/ppd.v9i2.10603.