Amril, A. and Sari, L. N. (2019) “The level of information technology adoption and its factors in micro, small, and medium enterprises in Jambi City, Indonesia”, Jurnal Perspektif Pembiayaan dan Pembangunan Daerah, 6(5), pp. 559 - 572. doi: 10.22437/ppd.v6i5.6590.