Idialis, Alifah Rokhmah, Sariyani Sariyani, Ayu Delawati Prasetyoningtyas, and Roechainy Kartika Ulfa. 2021. “How the Role of ATM Technology Encourage Financial Efficiency on Madura Villagers?”. Jurnal Perspektif Pembiayaan Dan Pembangunan Daerah 9 (1):43 - 50. https://doi.org/10.22437/ppd.v9i1.10629.