HARUNURRASYID, H.; GUSTRIANI, G.; MARDALENA, M.; NIDA, R. The impact of digital transformation on financial inclusion: Evidence from MSMEs in Indonesia. Jurnal Perspektif Pembiayaan dan Pembangunan Daerah, [S. l.], v. 12, n. 4, p. 343 - 356, 2024. DOI: 10.22437/ppd.v12i4.36399. Disponível em: https://online-journal.unja.ac.id/JES/article/view/36399. Acesso em: 10 jan. 2025.