Sofia, M. 2024. Deciphering the dynamics of financing choices in Indonesian micro-industries: An empirical analysis of internal and external sources. Jurnal Perspektif Pembiayaan dan Pembangunan Daerah. 12, 1 (Apr. 2024), 17 - 30. DOI:https://doi.org/10.22437/ppd.v12i1.20146.